Advice chaps...
Got hit by a Range Rover Evoque on the way to town this morning, bit hard to explain what happened but basically her lane split into two and before it split she started to move out to join the other lane but pulled right across my drivers side front end, only minor damage really, scuffed my wheel and scraped my front bumper.
We stopped round the corner to chat and she started saying I attempted to get into her lane, I don't even use that f**ing lane the way I go to town so I have no idea why she implied that. We argued for a bit then exchanged details, her alloy was lightly scuffed and I explained to her that it was still in better condition than the rest of her curbed wheels.
I offered her the chance to pay for my bumper and not go through insurance, but she's adamant it's my fault.
I've been led to believe by my insurance company that it initially looks like it would end up a 50:50 split responsibility, but until all the facts are known they won't say for sure.
I'm gonna have to fork out my excess and lose my no claims bonus (some of it at least) for a f**ing scratch that I'm not even bothered about and the same for her...
Is there anything else I can do here, can I suggest to my insurer (I didn't take the driver's phone number) that we both drop the claim or will that jeopardise the case for me?