Since I retired my income is a third of what I was earning in a 60 hr week but in reality I don't need anymore
My wife took early retirement from DSS/Job Seekers Allowance so she is a slightly mellowed fiery redhead
Mortgage is paid and children are independent
But the virus has been a big hit to people paying off a mortgage and with children at home

That needs a rating on the 1 to 10 scale mate.