If we look at it this way
Cheslea max line up:
Kepa (70)
Fofana (75) Koulibaly (35) Cucurella (70)
James (0) Fernandez (105) joorginho (55) Chilwell (50)
Havertz (75) Lukaku (105) Mduryk (70)
not i've been kind in putting james in as clearly thier best option there but i've had to pleave out pulisic at 60 odd, wermer at 55, kovacic at 40, sterling at 50 odd, and various others amounting to baout 300mil
theres about £710 mil in the 11 and the bench would easy bring it to a billion.
Aside from that lucky run in the CL you've have to call this self harm of the worst type.
Man Utd max line up
De gea (20)
Wan bisskaa (50) Maguire (85) Martinez (55) Sahw (35)
Casemiro (60) Pogba (90)
Anthony (81) fernandes (60) Sancho (75)
Lukaku (75)
I am leaving the likes of lindeloff, varane, mkhitaryan, matic, fred, van beek, martial, bailly all out here.
This adds up to 686million wasted.
By contrast arsenal:
Ramsdale (25)
White (50) saliba (25) Gabriel (20) zinchenko (30)
Partey (45) xhaka (40)
Saka (0) Odengaard (35) Martinelli (5)
Jesus (50)
this team is (currently) top of the prem. 325mil spend, plus a lot of mistakes over the years but still
Liverpool cannot boast to be very smart either
Alisson (64)
trent (0) Konate (35) VVD (75) Roberston (8)
Ox (40) Fabinho 45) keita (50)
Jost (45) Nunez (64 if you like) Diaz (45)
this is actually more than arsneal have spend at 471mil. Its farily clear our spending on forwards has pushed the old gaurd out and the failure on midfielders is costing us
At least LFC have a few titles. The amount of monet spend by Utd and cheslea chasing city and getting nowehre is absolutely massive isn't it?
Arsenal have managed it briefly though bright young players and half the spend.