What we are trying to do in our negotiations with clubs is come up with payment plans so they don't hand over the full amount, we do it for all our signings now. That's why it takes so ****ing long for us, obviously the selling club, ie in this case Palace want the money up front, as they should. So we spend actual weeks at a time coming to and from with different down payments and different years to pay the rest off.
They probably call it some bullshit business term but it is just a payment plan cos we don't want to spend our real money.
If we have PSR issues, we shouldn't be trying to sign one of the most expensive CBs in the premier league.