The bottom three lines are a lot of people's barriers to living an easier life later on .They are if you want your first house to be a new build semi or detached with central heating, double glazed, garage, garden etc etc. it might be. There are houses in Beverley for £100k, and others for a million, in Hull there are houses well under a £100k. If you are willing to start off in a two bed terrace house, as we did, ( and it was a ****hole) then with two basic average wages it is possible as long as you are not saddled with a mountain of debt and want to be driving about in a new car and be holidaying abroad twice a year.
I've never overstretched on a new car £170 a month maximum from memory .
I do know people paying over £500 a month at the minute and only use it for work and Back.I mean what the f*** for