It's not ridiculous at all.
It's far more ridiculous to suggest that we back up a young inexperienced CB who's never played at this level before, with an even more inexperienced CB who's not even played in the level below. At L1 level, it's not an issue, mainly as Greaves was a class apart. But it's a big step up. What if Greaves struggles for the first 6 months in the Champ? What then? We're completely screwed is what and it'll get to Jan and we'd be begging for another CB.
It's nothing against McLoughlin, he's one for the future but he needs to play. 18 months without playing and if he doesn't get out and play this season, it'll be 2.5 years without playing. How on earth is he meant to improve? Let him get 40 appearances under his belt and come back a better player who can play regularly in the Championship. But for this season, we need to be sensible and make sure we have an insurance policy. Thomas will be on knack all with us, probably only £2/3k a week & gives us that insurance policy. We just need to make sure we get another defender in too and preferably one with a bit of experience.