I guess if Chelsea came back with a vastly improved bid and we accepted it, JR would have some serious thinking to do. Something tells me that he would eventually agree to a move there even if it means sacrificing regular first team football and a place in the next World Cup squad. He'd be getting a (probably significantly) bigger salary, almost certainly would get game time in domestic and European cup games, and if he plays his cards right he could be Chelsea's number 1 in a few seasons time.
i think a certain courtois would have something to say about that! widely regarded as THE best young keeper in world football, currently on loan (i think for a third year) at atletico madrid and the certain successor to petr cech. chelsea would be a bad footballing move for ruddy, finances excluding. if he's patient and plays well this season, the suitors will still be sniffing around next summer so unless a ludicrous bid (£10m+) comes in, he'll stay put.

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. I agree that it was refreshing; I was only trying to point out that there is a whole range of reasons other than monetary which come into play. On the matter of alternatives, one could speculate that Fraser Forster might be more easily targetted by Chelski.