Bought mine age 21. A lot has happened since then including a divorce, none of your business that though.
Off Topic Moving House
- Thread starter Brian Storm
- Start date
Bought mine age 21. A lot has happened since then including a divorce, none of your business that though.
Bought mine age 21. A lot has happened since then including a divorce, none of your business that though.
Never asked.
You are taking a sly dig and a low blow at one of our top posters on the board. In case you have forgot mate, he's got bipolar, as do I. We have limitations in life and I ****ing hate it, I look at everybody else and think 'you lucky bastard' wish I could just live a normal life like you.
I'm 32 and the one thing that I've never been able to control is my anxiety for driving a car, it has got the better of me my full life. Because of what's happening with my Mother, I have to get on the road and quick. I took my theory test today in Newcastle, nearly walked out halfway through and still don't know how I didn't, I was sweating buckets and felt ashamed and anxious that everybody was going to notice. Luckily I seen it through and passed. If my Mam wasn't dying, I wouldn't have done that today. The last thing I need is to see somebody having a go at someone with bipolar about how they are living their life.
I just wish you could understand...
Sorry mate. But i cant understand.
This is part of the problem. Yoy expect us to.
As for top poster. Blah.
He we go. Com with his little bitch hour. That ****ing perfect you're drinking yourself to death. Life may not be perfect but it could be worse, I could be you. Washed up bitter old piss head. Keep your pickled liver to yourself and don't make my business your business. Ok twat?
You want to try buying a house now.... I earn a fair bit above the average wage (assuming it is still £26k and not mysteriously gone up!) and I remain in rented accommodation. They say, in Oxford, you need a salary (combined or not) of £70k to afford an average one. A 2 bed house here costs £250k plus.... I bet its about £150-175k in the North East..... Sizeable deposits and strict credit checks really **** up people our age.
Average house price has skyrocketed compared to average earnings so the age people can afford their first property has gone up significantly. I'm lucky I was just old enough to get in before the housing boom (I'm 34 and wife and I got a deposit down in 2003 in our young 20's) but it was very much luck. If we'd been 5 years younger we'd have been paying almost double for the same house in 2008. Just crazy.
Saved up for the deposit on our first house. Went nowhere spent nowt.
Cost £2000. Mortgage repayment £20.50 per month and it was a struggle.
Nothing`s changed, the only difference is the decimal point is in a different place.
Cost £2000. Mortgage repayment £20.50 per month and it was a struggle.
Nothing`s changed, the only difference is the decimal point is in a different place.
The key bit isn't the figures (as inflation camouflages most of that) it is the earnings to cost ratio. How much does a house cost compared to what people are earning. The Price/Earnings ratio shows that people are having to pay twice as much of their wages (percentage terms so for instance 50% instead of 25%) to get the same level of property.
I fully respect your view but can't agree that nothings changed pops.
Maybe not mate but at the time (although the amounts are much lower) it was still one hell of a struggle to save up and get started.
I don`t envy the young `uns starting out now. Not one bit.
Unless I move back in with my parents, I can't spend nothing..... My rent is relatively low in fairness and I put away a fair amount each month. Still going to take me a few years before I have a suitable amount to act as a deposit. Ideally they will bring back 100% mortgages. That would solve my problems straight away.....
Spot on! That plus the deposit kills it. 20% deposit for a 2 bed house here is £50k!!! Bollocks to that.
