Correct me jf I'm wrong but I believe Cardiff's true debt stands at around 18 million . With this other new debt of 10 or so million , it will be at 28 million or so . Of the original 18 million , who knows how much you will actually have to pay & it's not due for a few years , whatever it is . I don't like the way it happened but it is what it is . Now this new debt of 10 million or so probably has a lot of accounting involved to heap that amount on this years accounts . I'll go out on a limb , just by the way things were organized this season & how frugal the team has been , & predict a year from now that Cardiff will show no debt , for the season just finishing , when the accounts comes out , time will tell . I just don't think things are as bad as some are worried about . Lot of pros growing & cons are falling by the way with CCFC IMO