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I've been riding bikes for 30+ years and driving cars for 20+ years . I've had 2 accidents , been hit by a car while riding a bike twice , both completely their fault . Bikes don't present any problem at all for me when I'm driving , I just give them enough room . At the end of the day we are all road users . Most cyclists I know also drive cars .

As a cyclist I am very aware that I am risking my life and am not surrounded by a steel cage
 
Newland Tiger said:
How do you know what insurance a cyclist has ? Judging by your posts here you don't have a clue about it
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Had a quick straw poll at the office today after your & DMD's comments , there were 34 people who came in by bike, not one was a member of a cycling organisation and only one had dedicated cycle insurance so it looks like the 2% quoted may be accurate.

I suspect the only ones who do are the keen weekend cycling club types rather than the average commuter
 
[video=youtube;xq2xStb0R-c]https://www.youtube.com/watch?v=xq2xStb0R-c[/video]
 
Charlie1 said:
I have and so does most of the other cyclists I know.
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According to the 2013 census there are around 3 million people who cycle more than 3 times a week, so allowing for say 160k in cycling organisations which include insurance that is about 5.3%, I doubt there are many more who are not club members who take our dedicated insurance, so hardly most cyclists
 
NorthFerribyTiger said:
Had a quick straw poll at the office today after your & DMD's comments , there were 34 people who came in by bike, not one was a member of a cycling organisation and only one had dedicated cycle insurance so it looks like the 2% quoted may be accurate.

I suspect the only ones who do are the keen weekend cycling club types rather than the average commuter
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Your peculiar straw poll kills your own argument. Before you started trying to oik the goalposts around, your claim was none had insurance. I told you I had, now you've found another. Your 2% thing's meaningless as I doubt there's any robust numbers for what a 'cyclist' is.
 
NorthFerribyTiger said:
According to the 2013 census there are around 3 million people who cycle more than 3 times a week, so allowing for say 160k in cycling organisations which include insurance that is about 5.3%, I doubt there are many more who are not club members who take our dedicated insurance, so hardly most cyclists
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You're rubbish at spinning arguments. Charlie quite clearly says most that she knows have insurance, not that most cyclists do. It's a pissy argument anyway to be fair.
 
NorthFerribyTiger said:
It is, the best option would be for it to be a legal requirement, then no argument at all
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It'd be a lot of public expense to administer and enforce a scheme that would be called into use so infrequently, as in by far the bulk of incidents, it would be the car insurance claimed off as the DfT report showed that in approaching 95% of incidents the car driver was responsible.

It'd make more economic sense to educate the car drivers better.
 
Hull City AFC (DMD) said:
It'd be a lot of public expense to administer and enforce a scheme that would be called into use so infrequently, as in by far the bulk of incidents, it would be the car insurance claimed off as the DfT report showed that in approaching 95% of incidents the car driver was responsible.

It'd make more economic sense to educate the car drivers better.
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Why ? Simply add a 10 year insurance policy to the price of every new bike sold, that should keep most cyclists covered & not add a great deal to the cost of the bike. Other road users (motorcycles, cars, buses, trucks etc....even some disabled buggies) have to be insured.....why not cyclists ? It might even be in their own best interest for example if a car driver does not stop after causing a cyclist to fall & injure themselves then they could claim on their own insurance
 
NorthFerribyTiger said:
Why ? Simply add a 10 year insurance policy to the price of every new bike sold, that should keep most cyclists covered & not add a great deal to the cost of the bike. Other road users (motorcycles, cars, buses, trucks etc....even some disabled buggies) have to be insured.....why not cyclists ? It might even be in their own best interest for example if a car driver does not stop after causing a cyclist to fall & injure themselves then they could claim on their own insurance
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The bulk of bikes aren't new, but bought and sold privately, so that would fail. How do you enforce existing? Why would you bother at all when it's actually a none issue?

Cycling is safer than walking, should pedestrians have this insurance you now seem to be veering into?
 
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