Agree with much of what you say,but I'm a bit more anti than you....I would suggest that if we were unable to bring in an Amad for example as you say,it might encourage us even more to develop our own players.In my opinion,loans should be restricted to the times when,through injury,you just aren't able to put out a decent side...eg a goalie. A properly constructed reserve league would give players the competitive match experiences the loan system is currently seen to provide,whilst keeping the "loanee" players at their parent club and under its' influences,aims,culture,stability and particularly the dressing room.