Off Topic General Election Special

Which begs the question...?

 

On tuition fees, it's true that the 'debt' isn't actually a big issue for many. Certainly the pre-2012 starters when the costs went up and loans changed. I started just before then and my debt is something like £30k but I don't pay much back and I only pay what I do because the degree has helped me to get a job. It's pretty risk free.

The post-2012 starters are having the terms of their loans changed retrospectively meaning they'll pay back more over time. It's completely wrong but somehow allowed, a typically nasty Tory policy.

But the biggest issue for students is the costs they face when they're studying. The universities come up with some ridiculous fees for **** all and accomodation is a rip-off making it hard for some to get by without the help of their parents.

 

You must have missed this - when Patty claimed to have a PHD, it was pointed out to him by me and others, that after three years of study anyone who has got a PhD, would know there is no PHD. I'll let you off as it is your sister that has a PhD and not you.

 

Loanees in actually having to pay it back shocker.

 

Will this debt count against you if you needed a mortgage?

 

What a misogynistic pig.

 

Or Dr to you.

Whilst you're being pedantic most PHD courses take longer than 3 years.

 

That's not the issue, it's that they signed up to pay back under one set of terms, and now the Tories have changed those terms retrospectively. It's disgusting

I've got a mortgage and didn't have any trouble getting one. I wasn't earning a massive amount at the time, had never had any credit cards or loans, and it's not exactly a cheap house for someone my age. Oh and my girlfriend was still a student at the time! Given all that I was surprised it was so simple. I think the important factors were that I paid a 10% deposit and was on the electorall roll which is for some reason a really big deal to lenders.

 

Us sorting a reasonable Brexit deal will impact on how well Eurozone countries are performing?

 

A scientific based PhD is a minimum of three years, but it is not a course, as it is research-based, so you can take as long as you like.

 

Or: it was a very bad 'high five' with Emily Thornberry...

 

Did those terms state that they were final or could be subject to change?

 

I haven't got a PhD in being a **** and I've been trying for a lot longer than three years.

 

As I said, it's somehow legal, so the government certainly had some way of being able to legally change them. It's undeniably entirely wrong though.

A full explanation is here: http://blog.moneysavingexpert.com/2...-disgraceful-retrospective-student-loan-hike/

 

You're passing with distinction!

 

The point I made was about how well the Eurozone is performing and how it doesn't get a mention here.

 

I've got over 30,000 debt. What i'm saying is is that it's a debt that has zero impact on my life because the repayments are nothing unless you earn a lot, in which case you can afford it.