Off Topic YOUR VOTE COUNTED...

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ON 23rd of June which way are you going to vote?.

  • IN

    Votes: 28 43.8%
  • OUT

    Votes: 34 53.1%
  • DON'T KNOW

    Votes: 4 6.3%

  • Total voters
    64
  • Poll closed .
I hope people like Boris Johnson are not able to have their way. If remain have it, Boris Johnson's political career is over. It is a big gamble
for him.
He ought to do us all a favour and go and move to the States like Piers Morgan had the good grace to do.

The floppy haired Tory gobshite
 
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The floppy haired Tory gobshite
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So Boris Johnson isn’t quite content with being the Mayor of London and wants to become a member of parliament next year. Can you just imagine Boris Johnson shouting at the Taliban and calling them “oiks” or telling Israel off by clipping their ear and calling them “hooligans”. It would be hilarious. He’s a man of many talents, but being sensible isn’t one of them! Then again, anyone’s a damn sight better than David Cameron right now.
 
This is so mind blowingly patronising like Treble said. The younger generation can think for themselves as much as the older one can. Their views are as valid as each other.

Clearly the views should be equivalent as anything else would be a nightmare. But I have sympathy with the youngsters who will suffer the consequences of any decision longer than the elders.

AND: experience tells me that older generations are not always "wiser". Some I am afraid hanker after a lifestyle that's disappeared decades ago.

No mate, I meant the idea that young people should be given any more consideration than anyone else is patronising <laugh>

Why should any demographic consider itself more important than anyone else. We were living in a democracy the last time I looked. The young people have no more rights to their opinion and vote than the elderly do.
 
The older generation with cash in the bank would love to see interest rate hikes and people losing their homes left right and centre, as they'd be getting a nice return on their dosh...

Those post retirement will be focussed on the Daily Mail 'Johnny Foreigner' aspect of this debate. Sat drawing their final salary pensions, they won't give a **** about the economic consequences in the main.

As for pension pots, it depends on how close you were to drawing it, as to what effect a potential short term slide would have on your total come the day of cashing it in.

It might be prudent if you've got a high risk fund at present to transfer it to a low risk option if you fear the worst....however, the markets will boom if the Nation makes the right choice......

true.. if they've cash yes. If you are with 5 years? you should be low risk already.

I'm 25 years away so... that far off i'm wondering do i just play it safe to protect the total. a slide now wipes off 10% thats never coming back really. loses are losses no?
 
No mate, I meant the idea that young people should be given any more consideration than anyone else is patronising <laugh>

Why should any demographic consider itself more important than anyone else. We were living in a democracy the last time I looked. The young people have no more rights to their opinion and vote than the elderly do.

Everyone's got something to lose. the younger have longer to fix it...

I think our german overlords should decide anyway.
 
true.. if they've cash yes. If you are with 5 years? you should be low risk already.

I'm 25 years away so... that far off i'm wondering do i just play it safe to protect the total. a slide now wipes off 10% thats never coming back really. loses are losses no?

Depends on what it's invested in and whether the fund managers bail from their position doesn't it.

A long term share position is unaffected by spikes in the market, same as with property etc.

Shift your risk level to low for the short term if you're concerned about it. However, you might miss out on a beano if you call the result wrong.
 
i'd say its mid risk. you are probably right about shares. some will be property and that could drop a bit actually.. value of houses in london as the stock market is seen as threatened... just what i was thinking.

I'm leaning to very narrow in right now.
 
I'm slightly confused as to how this 'Channel will become the new Med' argument about immigration will get better if we leave the EU. As I understand it (from the Mail itself) Africans and Syrians (non EU) are being smuggled in by boat across the Channel. Maybe I'm thick, but how does that get better if we leave the EU?
 
I'm slightly confused as to how this 'Channel will become the new Med' argument about immigration will get better if we leave the EU. As I understand it (from the Mail itself) Africans and Syrians (non EU) are being smuggled in by boat across the Channel. Maybe I'm thick, but how does that get better if we leave the EU?

It won't.
 
Depends on what it's invested in and whether the fund managers bail from their position doesn't it.

A long term share position is unaffected by spikes in the market, same as with property etc.

Shift your risk level to low for the short term if you're concerned about it. However, you might miss out on a beano if you call the result wrong.

My problem is that my interest only mortgage can only be paid off by the money I have in a tax-free pension fund saving account. I have enough to pay it now (and then some) but I can't access it until I retire. If I take my pension early, as it's finalt salary scheme, I'm hammered - lose about a third in payments. Luckily I'll have a few more years to build it back up before I can take it at 60, but I fear Brexit will hammer the savings side that much that any plans I had to retire to the the Irish Republic (even saw a cottage on the Cork coast for me and the dog) will be ****ed. I'll be using my pension to pay off the mortgage till I'm 80 I fear.

That said, I made my choices and I'm not penniless like some pensioners will be. What I fear most is the effect it will have on my daughter and her generation's opportunities and choices. As a nurse she'll have a trade to take her anywhere in the world, should she want, but I say again that we're totally myopic in this country about 'Them' coming here rather than us going and working 'there'.
 
My problem is that my interest only mortgage can only be paid off by the money I have in a tax-free pension fund saving account. I have enough to pay it now (and then some) but I can't access it until I retire. If I take my pension early, as it's finalt salary scheme, I'm hammered - lose about a third in payments. Luckily I'll have a few more years to build it back up before I can take it at 60, but I fear Brexit will hammer the savings side that much that any plans I had to retire to the the Irish Republic (even saw a cottage on the Cork coast for me and the dog) will be ****ed. I'll be using my pension to pay off the mortgage till I'm 80 I fear.

That said, I made my choices and I'm not penniless like some pensioners will be. What I fear most is the effect it will have on my daughter and her generation's opportunities and choices. As a nurse she'll have a trade to take her anywhere in the world, should she want, but I say again that we're totally myopic in this country about 'Them' coming here rather than us going and working 'there'.
I'm still hoping that common sense prevails.

The alternative is extremely frightening and if we sleep walk into it, lead by bigots and morons, then I'll genuinely consider bailing from this country and ****ing off to Portugal.
 
will you be allowed do either guys... given you'd need a visa? you'd not be entitled to anything you could not pay for in ireland or protugal in pensions/dole/medical care etc etc.

i mean can we retire to spain any more?
 
All this worry for the youth of today.. One of the biggest issues facing young people currently? Ever rising house prices. One of the effects of leaving the EU? A likely drop in house prices. [HASHTAG]#justsaying[/HASHTAG]
 
Free Britain! I'm for voting out alongside AFC and Diego. We're probably going to be worse economically in the short term with market stability and all the gumpf but longer term we'll be better off.

1. TTIP
2. Turkey joining the EU
3. Britain will spend its money where it wants to spend it
4. the Greek problem (along with spain and italy) has only been deferred, i hate to think what is going to happen when they blow up.

I guess is it worth giving up our democracy so we can all live better off (by all, we've seen rising unemployment, rising homelessness etc, really only the rich seem to be benefitting). The EU enact rules as they wish to (well actually they propose laws and keep re-proposing them til they are passed through). If we had a proper figure at the top who did what was in the interest of the people, i would have no problems being run by a dictator, but i don't think that is possible and in the end it will be run by corporations (see TTIP) and bank handers so i'd rather have a government who i can vote out than what we see as the EU.

Evidence please...

Well, our net migration is only 330k, about half from the EU and thats just the official statistics which doesn't include that there are around 200k+ NI numbers to european nationals applying for NI numbers from the long term registered. Is it any surprise with that much immigration that house prices are going to go up and services are going to be reduced. We're only building around 150k houses a year. I suspect this net migration number doesn't include anyone who has sneaked in or overstayed their visas no doubt.

Not that this affects me either way (brexit or no brexit) as i'm doing relatively okay.
 
well thats fine.

1. TTIP for uk only will be on less favourable terms
2. turkey will never join. uk has veto
3. Uk alreadys spends what it likes on tory projects.
4. The greek problem cannot be insulated from via leaving. its going to occur. UK doesn't need to offer a red cent anyone based on memebrship to solve it..

5. The rich getting richer and all other issues will not be affected by leaving.. they are the same everywhere.
 
Free Britain! I'm for voting out alongside AFC and Diego. We're probably going to be worse economically in the short term with market stability and all the gumpf but longer term we'll be better off.

1. TTIP
2. Turkey joining the EU
3. Britain will spend its money where it wants to spend it
4. the Greek problem (along with spain and italy) has only been deferred, i hate to think what is going to happen when they blow up.

I guess is it worth giving up our democracy so we can all live better off (by all, we've seen rising unemployment, rising homelessness etc, really only the rich seem to be benefitting). The EU enact rules as they wish to (well actually they propose laws and keep re-proposing them til they are passed through). If we had a proper figure at the top who did what was in the interest of the people, i would have no problems being run by a dictator, but i don't think that is possible and in the end it will be run by corporations (see TTIP) and bank handers so i'd rather have a government who i can vote out than what we see as the EU.



Well, our net migration is only 330k, about half from the EU and thats just the official statistics which doesn't include that there are around 200k+ NI numbers to european nationals applying for NI numbers from the long term registered. Is it any surprise with that much immigration that house prices are going to go up and services are going to be reduced. We're only building around 150k houses a year. I suspect this net migration number doesn't include anyone who has sneaked in or overstayed their visas no doubt.

Not that this affects me either way (brexit or no brexit) as i'm doing relatively okay.
This is the level of complete ignorance of the facts that scares the **** out of me (no offence Bobby) and it's virtually universal.
 
This is the level of complete ignorance of the facts that scares the **** out of me (no offence Bobby) and it's virtually universal.

The weekend before last it was obvious the Brexiters had completely lost the economy argument and a 13 point gap was showing in the polls. Immigration figures come out and the gap narrows to 6 points. Now the Brexiters are pushing Farage to the front again and are going for the working class Alf Garnett vote. We've got three more weeks of this, and by the end they'll sneakily be appealing for the skinheads to stop non-whites from attending the polls, in a subtle, roundabout way. So be it. Just as long as we don't have to face another episode of IDS's crocodile tears about the effects of austerity cuts that he brazenly championed being blamed on east European gypsies, Romanies and God knows what.