Neither a lender or a borrower be. If Nicola was a bit short he should have asked me just so long as he did so very early on pension pay day. By lunchtime most of it has gone!
Direct debits aren't debt...just a means of payment. At last I owe nothing...in fact I'm a banker with one client...my son
My local pub is offering for Sunday OAP Roast for £3-50, couldn't eat a whole one, but I as I have just become one I am looking out for the hunting parties.
I have no debts, just finished paying my mortgage and now only have direct debits. I would never call direct debits debts it's just a easier way to pay.
According to the woman who phoned me the other week to help me with my debt, I don't. My mortgage doesn't count apparently, and on everything else I'm upto the mark. I felt quite sorry for her when all she could do was wish me a very nice day. I wished her one back.