Thank **** none of these issues have any bearing on me. You'd have to be a mug to get a mortgage in Aberdeen and council houses are only for Polish ****s.
I own my home and I've sold my previous home - the decision to buy that was completely circumstancial - nothing to do with the status of owning it or otherwise. There literally wasn't a council home alternative for me as I worked and the housing association lists in my home town were essentially homeless lists where the eventual accomodation is temporary, renting privately would've been potentially disastrous as I had a young family on the way and they could hoof me with 3 months notice (as had happened to me previously). Then, I spent a good few years in an overcrowded flat with a big family before the value plateaued and I could sell it and use the other money I'd saved to get a deposit for a house big enough. Now, I'm back to a 25 year square one except with a bigger level of debt. When I die, the majority of my insurance that I pay for will pay off the house for the missus. I do not consider this success. It says quite a lot about a society where the value of bricks and mortar is so exponentially massive compared to its actual cost simply because people have been sucked into believing that it makes you a success or otherwise. As the guy that built all the nice places in Barcelona said: "A house is a machine for living in" It's not a symbol of your status in life unless you're a particularly shallow individual. I'll be a success if all my weans grow up to be good people and happy. Not if I have 4 lavvies.
Yes it is your decision. You manage it. If circumstance dictates that you can no longer afford to stay there you move. You most likely don't want to. But thems the breaks. That's very different from getting a house from the state, subsidised by the state, and believing it's your entitlement. If the benefit cut means you can no longer stay there you move. Thems the breaks.
I used to earn 3k a month after tax .. I got made redundant in 2008 in the housing crash. Since then i earned about half that and still paid my mortgage. I have now gone self employed and set up my own business and for the first year managed on 1k a month. I got nothing from the government at all ever. So forgive me for not feeling sorry for anyone moaining that they are having their benefits cut to accomadate a house which is too big for their needs.
Aye, you probably got one back when you could actually buy a house for less than £200k. Lucky if that buys you a ****ey Milne tinbox nowadays.
Well thats the difference between you and me. I don't mind paying tax so that people in my position have money to live off. All this thread is is people bitching about paying tax to unemployed people. Do you bitch about paying the pensioners to live? Naw cause they've lived their life. What about the young folk that are not getting a chance to have a life?
Forgive me for not feeling sorry for you after being made redundant on a 3k a month job I forgot most people have 36k a year after tax.
How about that then? http://www.dailymail.co.uk/news/art...400k-taxpayer-funded-house-built-says-in.html and wid ye?
...and the parents of those people who will probably have to feed the buggers until they're 38 or something
Only in Britain is there this obsession with owning one's property. The majority of people in Europe rent. Now, if I had a time machine........................................ Oh and MD it's not just Banks. As I said I lost my job three years ago and was unemployed for three months. Try living on £65 p/w with a mortgage, wife and two kids. Sometimes people do fall on hard times but these ones are NEVER looked after. I put it down to experience and a bad one at that. But if you studiously pay your taxes and national insurance for 24 years you are basically entitled to **** all. Hope it never happens to anyone on here. Still, at least I'm not black.