Yep .I can see that, that's probably what's happening.
In Neil's case especially though, I hope he makes the right call here. I say this a lot, but a player who is more or less 24, should be looking to get set up, and sort the rest out later. There is no need for him to be risking his entire economic future by rolling down a contract and if I was his agent, he'd have signed by now.
Dan Ballard got another injury yesterday. Hopefully it's not too bad, just a strain. But if the horrible worst had happened he is set up. This horrible worst happens all the time and players get forgotten or lumber on into the lower leagues on injuries to keep some cash coming in.
Get the fecker signed is what I'd be telling him.