Ryan Mason insurance...

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originallambrettaman

originallambrettaman

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Jan 24, 2011
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Hull City's insurance pay-out for Ryan Mason's cruel retirement is revealed

Hull City received an insurance pay-out of £1m after club-record signing Ryan Mason was forced to retire last year, Hull Live can reveal.

Mason became the Tigers most expensive recruit in August 2016 when joining from Tottenham in a landmark deal worth £13m.

The England international made 20 appearances for City but the last of those brought a cruel end to a once promising career.

Mason suffered a sickening head injury when colliding with Gary Cahill in City’s Premier League game away to Chelsea in January 2017 and needed emergency surgery on a fractured skull.

The hope was for the midfielder to eventually make a full recovery but 13 months later it was decided the risks attached to a comeback were too great.

Mason retired with immediate effect at the age of 26 and it is understood City have since received just £1m of their huge outlay through a basic insurance package.

https://www.hulldailymail.co.uk/sport/football/hull-citys-insurance-pay-out-3430639
 
originallambrettaman said:
Hull City's insurance pay-out for Ryan Mason's cruel retirement is revealed

Hull City received an insurance pay-out of £1m after club-record signing Ryan Mason was forced to retire last year, Hull Live can reveal.

Mason became the Tigers most expensive recruit in August 2016 when joining from Tottenham in a landmark deal worth £13m.

The England international made 20 appearances for City but the last of those brought a cruel end to a once promising career.

Mason suffered a sickening head injury when colliding with Gary Cahill in City’s Premier League game away to Chelsea in January 2017 and needed emergency surgery on a fractured skull.

The hope was for the midfielder to eventually make a full recovery but 13 months later it was decided the risks attached to a comeback were too great.

Mason retired with immediate effect at the age of 26 and it is understood City have since received just £1m of their huge outlay through a basic insurance package.

https://www.hulldailymail.co.uk/sport/football/hull-citys-insurance-pay-out-3430639
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Hopefully the lad had some personal "Accident & Health" coverage for himself at the time too. Premiums wouldn't have been cheap as certain sports are "rated", but his salary would have been adequate enough to get a fair whack of coverage. Presumably he had a sensible advisor.
 
tigerscanada said:
Hopefully the lad had some personal "Accident & Health" coverage for himself at the time too. Premiums wouldn't have been cheap as certain sports are "rated", but his salary would have been adequate enough to get a fair whack of coverage. Presumably he had a sensible advisor.
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He's been working at Tottenham a while now, I'm sure he won't be on his uppers. :emoticon-0100-smile
 
Plum said:
He's been working at Tottenham a while now, I'm sure he won't be on his uppers. :emoticon-0100-smile
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Without doubt. However he lost potentially 8-10 years of a high income contract(s). I doubt running a junior team is very lucrative.
High income earners, while they have it available, would be wise to plan ahead for ages 35-80 needs. In his case 26-80 needs. Hence insurance.
 
tigerscanada said:
Without doubt. However he lost potentially 8-10 years of a high income contract(s). I doubt running a junior team is very lucrative.
High income earners, while they have it available, would be wise to plan ahead for ages 35-80 needs. In his case 26-80 needs. Hence insurance.
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All players are insured against career ending injuries, via the PFA.
 
originallambrettaman said:
All players are insured against career ending injuries, via the PFA.
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I realize that OLM. I suspect the proceeds of such policies would fall short of covering a player's remaining contract income, let alone financial requirements for the rest of their lives. Hence my suggestion they should augment the coverage out of their own pockets. It's a short career anyway, and if the income is there, use some of it for security.
 
tigerscanada said:
Without doubt. However he lost potentially 8-10 years of a high income contract(s). I doubt running a junior team is very lucrative.
High income earners, while they have it available, would be wise to plan ahead for ages 35-80 needs. In his case 26-80 needs. Hence insurance.
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You serious? He was working for the Allams! :emoticon-0105-wink:
 
tigerscanada said:
I realize that OLM. I suspect the proceeds of such policies would fall short of covering a player's remaining contract income, let alone financial requirements for the rest of their lives. Hence my suggestion they should augment the coverage out of their own pockets. It's a short career anyway, and if the income is there, use some of it for security.
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The PFA recommend that players take our their own additional cover, particularly at the top level and it seems the maximum payout for the most comprehensive cover is five times a player's annual salary.
 
originallambrettaman said:
The PFA recommend that players take our their own additional cover, particularly at the top level and it seems the maximum payout for the most comprehensive cover is five times a player's annual salary.
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Sorry didn't see you'd put this before I hit reply to your previous post
 
Would appear that dumb and dumber ended up with a relative pittance in compensation as they opted for a 'basic' insurance package. Surely they would have learned from experience that expensive footballers do sometimes get seriously injured early in their contracts? In fact, Jimmy
...
 
City Man said:
Snodgrass, Bullard, Mason and Diame

The bigger the signing, the longer the injury period.

Am I officially allowed to say we have been unlucky as **** in the PL with these key absences?
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and Diomande - we signed him injured
 
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