Powerful stuff. The 'Dickens' comment really chimed with me. He's hit the nail on the head there.Watch this without getting emotional.
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Powerful stuff. The 'Dickens' comment really chimed with me. He's hit the nail on the head there.Watch this without getting emotional.
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He deserves to be called out on it. As does Boris who doesn't look good shutting down firestations and safety agreements.
Benefits fraud costs the government £1.3bn a year, according to official statistics, while the gap between tax owed and tax paid is put at £34bn a year by officials.
https://www.theguardian.com/uk-news/2016/apr/13/benefit-or-tax-evasion-row-over-the-tories-targets
The problem is the poor are easy targets. So they have disgusting TV programmes and campaigns about how bad benefit fraud is. Making it look like loads are doing it when they aren't. I read another report that puts benefits underpaid as £1bn, but that isn't counted in most reports for some reason.
Tax evasion and the rich buying up homes and leaving them empty is the biggest problem in this country and nothing is being done about it.
The 34bn is actually tax avoidance and tax evasion. Tax avoidance is just people using loop holes, were Evasion is illegal.Sorry Beefy but that is talking about benefit fraud vs tax avoidance. The latter use "legal" means to avoid paying. The former use illegal means to get money.
Dave is talking about people "legally" claiming for things. I am a parent that hears on the council estate playground the people bragging about their ADHD and ASD money. I myself get DLA for my ASD/ADHD child. The thing is this money is supposed to be to support the person with the disability. It is not supposed to be to get Mum and/or Dad a nice new car, massive telly and every other trimming that an extra £10k can be used for. Lots of parents in receipt openly brag about what they have or are buying and there is a vast amount of money "legally" being handed over here. That does not figure in your fraud figure.
My DLA money all goes on the kids. We bought A car, not a nice new flashy one. An 8 year old car to get us around. It helps us take the kids places and to schools. It enabled me to apply for my son to go to a much better school miles away because we now have transport. We regularly take them to an ADHD friendly youthclub type place. We bought the Lincoln Season Tickets with this money. I wouldn;t be going to the football without them. The money that gets left over is incested into their child trust funds. After all there is no point me saving it because if I had more than £6k in my savings they would start reducing my housing benefit. SO we don;t spend it on ourselves. All goes to the kids either now or for their future.
DLA+extra tax credits+carer's allowance is the equivalent of an extra £10k if you had to earn it and pay tax.
Do if you take into account just that ADHD part where money is being handed over for a disability yet it is being spent on things for the parents then while it may be legal it should be taken into account just as legal means of avoiding tax are taken into account.
You are quite right that the system is not working as like you have made clear it is penalising people who have very real disabilities but you cannot ignore the widespread abuse of the system in other areas because it is not working in one.
Personally i would like to see the government/council have more control on what benefit money gets spent on, rather than just giving it to people to spend how they like.
Although the government are doing the opposite with Universal Credit, allowing people to spend things such as housing benefit on whatever they want rather than have it paid directly to landlords. presumably to save on admin costs. Massively increasing arrears among those trialled.
Cracks are appearing? Great bloody rifts. What gets me, is that there is no understanding on the behalf of the Tory/New Labour prats that capitalism depends on money getting around. Give poor people more money they'll spend it on. Keep them poor and you rob yourself of the very consumers on which capitalism depends.
We can make leftie/liberal comments all we like. But the argument needs to be put to the post-Thatcher generation in their own terms. The rich want an educated workforce; roads that don't damage their Lamborghinis; hospitals that keep the workforce in work etc etc. It needs paying for.
I agree in general however I would clarify the first paragraph on "if you give poor people they'll spend it on" which of course they will and if you give them more and more they will also spend that on, however giving people more and more money does not mean they will spend it on things they should be spending it on. The same kids will still not be getting what they need like food, clothing, love, support despite the extra money.
I know you are talking about those that are really poor and I agree there. People who "need" money should be helped however it becomes a hot potato where you define the difference between "need" and "want."
I've long advocated financial advisors being available to help people in struggles because undoubtedly there are many people who are poor, but there are a vast amount more that have made themselves poor with bad financial management. They aren;t all like me keeping a spreadsheet for my budget and not taking on any credit. If they were Brighthouse and Argos would probably go out of business.
What also needs addressing is stuff like scratchcards and bookies. There are bookies all over the place these days. 3 on this estate and bookies aren;t like they used to be just people laying bets. They sit on the machines all day long in there. And if you queue up at any shop on a council estate with 5 people in front of you then at least 2 will ask for a number 3, 10 &11 scratchcard. Scratchcard dispensers have replaced sweets on the counter and are big business.
There is a lot of stuff targeted at poor people despite all the concern. Credit is aimed at the lower end of incomes without any worries by lenders and scratchcards are a massive problem. I know several people that spend a tenner on scratchcards EVERY time they go to the shop and when you are talking about lower incomes without a card and quite possible without a job then they go to the shop EVERY day because they have to carry the bags home.
(Losing) scratchcards compete with McDonalds for the title of "who contributes to the most litter" on this estate.
So while I agree that more needs to be done for those at the bottom of the ladder there is undoubtedly a lot of money being thrown at people that do not help themselves and yes they do spend it however that spending does not help them. Financial advice, debt counselling, gambling addiction counselling would be much more advantageous to many people than any extra money because that extra money just gets spent on more things that don't help their plight.
It does not help anyone when we have the right (Tories) saying "most of them are spongers" and the Left (Labour in particular) saying "None of them are spongers."
It gets annoying when middle class people go on telly to talk on behalf of "the poor" to attack any attempt to address this problem saying "I work with these people and in these communities and this is not the case" when it most definitely is the case.
Labour are as much to blame for this as the Tories. The Tories want to cut too much and look at far too much black and white however Labour try and expand the numbers of people involved and add a nuance of it all being about not enough money. They both need to stop trying to use it to their political advantage and actually take real numbers, real figures and real research and find where the truth is.
In many cases it is not "not enough money." It is "not enough money because it was spent on something else." The latter spirals and spirals.
Problem is means testing for the winter fuel allowance would cost more then simply letting everyone have it.Hate to be middle class and all that, but I work with the local foodbank as a volunteer. We do have financial advisers, but a lot of our clientele haven't got any money to manage! One of the biggest issues is that so many people I see and speak to clearly have mental health issues which are not being addressed. Normal functioning doesn't feature for many, so getting to appointments is haphazard, resulting in sanctions on benefits followed by sofa-surfing etc etc.
However, you are quite right, Imp, when you say that the right say "Scroungers!" while the left go into denial. It is always thus. The outcry over means testing the winter fuel allowance was a classic. I'm 75 and don't bloody need it! I digress, sorry. But your analysis is spot on. The simplistic scroungers/oppressed divide doesn't tackle the issue. You and I might disagree on where lines are drawn, but at least we have enough experience of the world to know that there is a line out there somewhere.
Still can't get why you vote Tory, but hey, everyone has their faults, mate!
Problem is means testing for the winter fuel allowance would cost more then simply letting everyone have it.
£70 a week JSA and ESA, they cut it a few months back. To people on it are even worse off.Yes, I get that. Jez, bless him, didn't need to make it sound as if all OAPS would be in penury if it was means tested. If it is more expensive to administer means testing than to make it universal, then make it universal. Those who don't need it can give it to their favourite charity. I agree with the £100 (or whatever) a week universal benefit for the same reason. Cut out the costly bureaucracy of Job Seekers etc. All in favour of that.
Hate to be middle class and all that, but I work with the local foodbank as a volunteer. We do have financial advisers, but a lot of our clientele haven't got any money to manage! One of the biggest issues is that so many people I see and speak to clearly have mental health issues which are not being addressed. Normal functioning doesn't feature for many, so getting to appointments is haphazard, resulting in sanctions on benefits followed by sofa-surfing etc etc.
However, you are quite right, Imp, when you say that the right say "Scroungers!" while the left go into denial. It is always thus. The outcry over means testing the winter fuel allowance was a classic. I'm 75 and don't bloody need it! I digress, sorry. But your analysis is spot on. The simplistic scroungers/oppressed divide doesn't tackle the issue. You and I might disagree on where lines are drawn, but at least we have enough experience of the world to know that there is a line out there somewhere.
Still can't get why you vote Tory, but hey, everyone has their faults, mate!
Problem is means testing for the winter fuel allowance would cost more then simply letting everyone have it.