They do all sorts to get it down, i ain't used them for 6 years now but they were the simple reason i never had to drive a **** car. They certainly won't charge for being lowered.
Very often clients are denied Insurance coverage and that includes weekend and other Short Term Insurances. Reason is the health condition of the client concerned. For some pre-existing medical conditions drivers could often be considered high risk candidates by the Insurance providers. Way out is the risk pool offered by state legislation that could be great help for intending clients.