Apologies, it seems to be my week for needing advice.... So, long story short - my Dad is terrible with money and has been for years My Mum has bailed him out countless times and the last time she went to a solicitor who advised she arrange for him to sign the house over to her completely (to stop him taking out mortgages/loans against the house) As my Mum is in advancing years, she is looking to the future and wants to ensure the house is left to my sister and I whether if she passes before my Dad. Her worry is that he'd sell the house to clear his debts, or take loans against it etc After doing some research, she spoke to a company called Centurion Estate Planning who talked about putting the house in a trust so that my Dad would continue to have residential rights after she died, but my sis and I would own the house/have power of attorney etc Problem is, this company want to charge her £4,000 for the privilege and it seems rather steep. I wonder if it's just as simple as her signing the house over to me or my sis and doing that through conveyance solicitor.... Has anyone any experience/knowledge in this area? Is 4k a reasonable amount to be charging?