I think you made the right choice, We had an 8 year old Rottie and her insurance went up to £70 a month, decided to cancel it and just put the money in a bank account, 3 months later she stops eating her food, which for her sent alarm bells ringing and we took her to the vets, it cost me £3,000 and she died in a vet clinic, the money side of it doesnt bother me tbh, it was the fact she should have been at home with us. This incident has made me realise if anything like that happens with one of my dogs (I have 3) they will be at home until its the right time for them to go. Roker my oldest is now 12, I have just cancelled her insurance as it was up to £92 a month. I truly believe you made the right choice marra