1. Log in now to remove adverts - no adverts at all to registered members!

Off Topic credit check

Discussion in 'The Premier League' started by Commachio, Oct 13, 2019.

  1. Diego

    Diego Lone Ranger

    Joined:
    Jun 29, 2011
    Messages:
    47,864
    Likes Received:
    24,052
    Best way mate, if you can't afford it don't buy it.
     
    #21
    Tiddler likes this.
  2. Commachio

    Commachio Rambo 2021

    Joined:
    Jan 25, 2011
    Messages:
    92,685
    Likes Received:
    43,151
    ? but they still own it.
     
    #22
    brb likes this.
  3. brb

    brb CR250

    Joined:
    Nov 20, 2013
    Messages:
    75,658
    Likes Received:
    72,885
    Depends how much you want. Just checked the M&S site, you can get from 7.5k to 10k for 2.99% fixed over 5 years. But they will credit score score you, and if you default on payments they will probably fook you over. Don't go to any of the shysters, ain't worth the aggro mate.
     
    #23
  4. Diego

    Diego Lone Ranger

    Joined:
    Jun 29, 2011
    Messages:
    47,864
    Likes Received:
    24,052
    No they don't, the mortgage company do until it's paid off. To be blunt they have no equity in it.
     
    #24
  5. Commachio

    Commachio Rambo 2021

    Joined:
    Jan 25, 2011
    Messages:
    92,685
    Likes Received:
    43,151
    I'm not going near mate, nowhere near banks,

    just thought it maybe a decent debate, and something i know nowt about now, but used to know<laugh>
     
    #25
    brb and Diego like this.
  6. brb

    brb CR250

    Joined:
    Nov 20, 2013
    Messages:
    75,658
    Likes Received:
    72,885
    If you've got equity in your property, yeah suppose that's as good if it's a reasonable percentage of ownership....I don't know how that works.
     
    #26

  7. Commachio

    Commachio Rambo 2021

    Joined:
    Jan 25, 2011
    Messages:
    92,685
    Likes Received:
    43,151
    well ok then, so any **** you hasn't finished their mortage, don't own their house
     
    #27
  8. brb

    brb CR250

    Joined:
    Nov 20, 2013
    Messages:
    75,658
    Likes Received:
    72,885
    Unless you sell it <whistle>
     
    #28
    Diego and Commachio like this.
  9. Commachio

    Commachio Rambo 2021

    Joined:
    Jan 25, 2011
    Messages:
    92,685
    Likes Received:
    43,151
    trading,.
     
    #29
    Diego and brb like this.
  10. Diego

    Diego Lone Ranger

    Joined:
    Jun 29, 2011
    Messages:
    47,864
    Likes Received:
    24,052
    You can be almost through paying for it and default a few months, the mortgage company can then claim ownership and kick you out.
    Most will try to help you but you have no legal leg to stand on as the property is theirs until paid for.
     
    #30
  11. Diego

    Diego Lone Ranger

    Joined:
    Jun 29, 2011
    Messages:
    47,864
    Likes Received:
    24,052
    Yep, the final solution :bandit:
     
    #31
    brb likes this.
  12. brb

    brb CR250

    Joined:
    Nov 20, 2013
    Messages:
    75,658
    Likes Received:
    72,885
    dunno mate, I've never defaulted on property <laugh>
     
    #32
    Diego likes this.
  13. Commachio

    Commachio Rambo 2021

    Joined:
    Jan 25, 2011
    Messages:
    92,685
    Likes Received:
    43,151
    Out of interst, just how many homes you bought?
     
    #33
  14. Diego

    Diego Lone Ranger

    Joined:
    Jun 29, 2011
    Messages:
    47,864
    Likes Received:
    24,052
    Yep basically.
     
    #34
  15. Diego

    Diego Lone Ranger

    Joined:
    Jun 29, 2011
    Messages:
    47,864
    Likes Received:
    24,052
    Three.
     
    #35
  16. Commachio

    Commachio Rambo 2021

    Joined:
    Jan 25, 2011
    Messages:
    92,685
    Likes Received:
    43,151
    outright?
     
    #36
  17. Diego

    Diego Lone Ranger

    Joined:
    Jun 29, 2011
    Messages:
    47,864
    Likes Received:
    24,052
    Nope, all upgrades and still have a mortgage on the present one, i actually owe more now than i did when i bought it because i remortgaged twice, once to buy the ex out and once to buy into a company (which i walked out of after 7 years, long story).
     
    #37
  18. Commachio

    Commachio Rambo 2021

    Joined:
    Jan 25, 2011
    Messages:
    92,685
    Likes Received:
    43,151
    i don't understand mate, im just simple Comm. <whistle>

    anyway, will be an early night, rumors are the piss testers are in. Looking for drugs and alcohol abuse, so easy night.
     
    #38
    Skylarker and Diego like this.
  19. JakartaToon

    JakartaToon Well-Known Member Forum Moderator

    Joined:
    May 1, 2014
    Messages:
    16,508
    Likes Received:
    19,831
    Got some piss and breath test screeners in the office if you want some. We needed them for a project we were working on. Now I just use them to frighten the kids.
     
    #39
  20. Skylarker

    Skylarker PL High Commissioner

    Joined:
    Apr 15, 2011
    Messages:
    49,428
    Likes Received:
    30,918
    Yeah **** that. I don't check.

    I don't want credit so it's meaningless to me anyway. Debt stresses me out so I'm not sure why I'd get in debt on purpose.

    Some people are stuck in a never ending cycle of debt. Not for me, **** that.
     
    #40
    Sucky, PINKIE and Tiddler like this.

Share This Page