Dr Strangelove (how I learned to stop worrying and love Boris)

DH4 said:

Also "privatised" the Probation Service, a French CATERING firm, Sodexo , got the contract (I know because I painted 2 proposed offices in S.Shields and Nwcle). That soon went tits up and it was took back "in house" by the government. Think they had to pay Sodexo up in full as if they had fulfilled the contract

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There was a point where Sodexo prisons were good to be fair, well the one I went, but then they got less and less money and couldn’t achieve it. You have to try and get value for money of course but reoffending and recalls aren’t good value for money. People’s lives depend on a good outcome literally. Prisoner and victim.

The Exile II said:

Aye. I'm fixed at 2% for the next three years. Plus I didn't go balls deep on how much I could borrow on the presumption that rates would stay at the historic low forever. You know, common sense.

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It’s not common sense but g you have no choice. There you are again being demeaning others. People on lower incomes have no option but to take a risk or pay extortionately increasing rents. Life isn’t as simple for some

Pure River Slut said:

There was a point where Sodexo prisons were good to be fair, well the one I went, but then they got less and less money and couldn’t achieve it. You have to try and get value for money of course but reoffending and recalls aren’t good value for money. People’s lives depend on a good outcome literally. Prisoner and victim.

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Well at least the grub would have been good

Pure River Slut said:

It’s not common sense but g you have no choice. There you are again being demeaning others. People on lower incomes have no option but to take a risk or pay extortionately increasing rents. Life isn’t as simple for some

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Of course it's common sense. I was pushed to take twice as much money as I needed and could easily be sitting in a house twice the size I now couldn't pay for. Plenty of people made the assumption borrowing money would always be this cheap and a variable rate would only ever go down.

It's a bag of **** people chose to carry.

The Exile II said:

Of course it's common sense. I was pushed to take twice as much money as I needed and could easily be sitting in a house twice the size I now couldn't pay for. Plenty of people made the assumption borrowing money would always be this cheap and a variable rate would only ever go down.

It's a bag of **** people chose to carry.

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Is it ****. Not if you’re trapped in high and increasing rents and unstable housing and you want a way out of it. You have no choice but to push yourself and get a higher than you’d hope mortgage or pay high rent anyway to make someone else’s profit. Imagine being a young person these days, even a single divorcee with a family trying to find stable housing. People are in a rock and a hard place. Stable housing should be a right.
You sneeringly judge without knowledge or compassion. ‘If everyone was like me we’d be ok’. Full of self importance. What a horrible demeaning way to think about people. The more you post the more I think you need some humanity.

Gordon Armstrong said:

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Loving Brexit, the one thing I didn’t expect was the added bonus of entertainment of the bitching,moaning and whining in the subsequent years

The Exile II said:

Of course it's common sense. I was pushed to take twice as much money as I needed and could easily be sitting in a house twice the size I now couldn't pay for. Plenty of people made the assumption borrowing money would always be this cheap and a variable rate would only ever go down.

It's a bag of **** people chose to carry.

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AKA 30p Exile

Pure River Slut said:

Is it ****. Not if you’re trapped in high and increasing rents and unstable housing and you want a way out of it. You have no choice but to push yourself and get a higher than you’d hope mortgage or pay high rent anyway to make someone else’s profit. Imagine being a young person these days, even a single divorcee with a family trying to find stable housing. People are in a rock and a hard place. Stable housing should be a right.
You sneeringly judge without knowledge or compassion. ‘If everyone was like me we’d be ok’. Full of self importance. What a horrible demeaning way to think about people. The more you post the more I think you need some humanity.

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And the more you post the more I think you don't live in anything approaching reality.

If you've mortgaged yourself up to the eyeballs to start halfway up the ladder rather than at the bottom - buying the pervasive lie sold by modern society that everyone's entitled to an instant celebrity lifestyle, that money and credit is essentially free - then I'm sorry, but it's a situation of your own making. People used to react to circumstances beyond their control by changing something they could control. Get a job with more money, move somewhere cheaper, make better decisions - control your own destiny. My and many other people's parents did exactly that in the 70s and 80s. Instead it's now a case of lying down and dying while blaming someone else.

Sunderpitt said:

AKA 30p Exile

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Exiled from reality

The Exile II said:

And the more you post the more I think you don't live in anything approaching reality.

If you've mortgaged yourself up to the eyeballs to start halfway up the ladder rather than at the bottom - buying the pervasive lie sold by modern society that everyone's entitled to an instant celebrity lifestyle, that money and credit is essentially free - then I'm sorry, but it's a situation of your own making. People used to react to circumstances beyond their control by changing something they could control. Get a job with more money, move somewhere cheaper, make better decisions - control your own destiny. My and many other people's parents did exactly that in the 70s and 80s. Instead it's now a case of lying down and dying while blaming someone else.

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What a horrible person and horrible response and those who’ve liked it also need to have a long look at themselves.

Pure River Slut said:

What a horrible person and horrible response and those who’ve liked it also need to have a long look at themselves.

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I liked it because you come across as one of those people who believe you should just buy everything you want on credit or high interest rates and when it all goes tits up just get some other poor sod who’s done it the right way to pay for it. Well when they lose their house, car and have no credit rating you tell them how much better off they are now. Hopefully one day you will realise you are living in fantasy lad.

Pure River Slut said:

What a horrible person and horrible response and those who’ve liked it also need to have a long look at themselves.

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FFS Mother Theresa’s on another rant

DH4 said:

Exiled from reality

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Just so you know, I’ll speak to you not the ****, the day before yesterday my son 25, mildly autistic, and struggles with groups who has got himself a 4 days a week job cheffing and is chuffed said ‘dad you do realise I will never own a house and I’m worried that I’ll never earn enough’. He’d love to live independently not here. He’s also worried about where he lives because in many ways he is vulnerable. He can’t. He has no choice, It’s **** for kids these days and it’s **** because self centred ****ers can’t show empathy for people in this situation.

rooch 3 said:

I liked it because you come across as one of those people who believe you should just buy everything you want on credit or high interest rates and when it all goes tits up just get some other poor sod who’s done it the right way to pay for it. Well when they lose their house, car and have no credit rating you tell them how much better off they are now. Hopefully one day you will realise you are living in fantasy lad.

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Quite the opposite mate. It’s other people who can’t seem to grasp the reality for young people. I’d suggest he’s your ‘straight talking anti liberal super hero’. That’s why you liked it.

vic9 said:

FFS Mother Theresa’s on another rant

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I’d rather be Mother Theresa than a horrible ****

Pure River Slut said:

Quite the opposite mate. It’s other people who can’t seem to grasp the reality for young people. I’d suggest he’s your ‘straight talking anti liberal super hero’. That’s why you liked it.

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Well you suggest wrong mate. On this topic he’s just talking common sense. Don’t buy what you can’t afford it’s as simple as that.

Pure River Slut said:

I’d rather be Mother Theresa than a horrible ****

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Peace and love brother

rooch 3 said:

Well you suggest wrong mate. On this topic he’s just talking common sense. Don’t buy what you can’t afford it’s as simple as that.

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It isn’t simple at all. Not for those on low income in rented accommodation, it’s far from simple. People should have affordable options. Tell me what they are?

Pure River Slut said:

Is it ****. Not if you’re trapped in high and increasing rents and unstable housing and you want a way out of it. You have no choice but to push yourself and get a higher than you’d hope mortgage or pay high rent anyway to make someone else’s profit. Imagine being a young person these days, even a single divorcee with a family trying to find stable housing. People are in a rock and a hard place. Stable housing should be a right.
You sneeringly judge without knowledge or compassion. ‘If everyone was like me we’d be ok’. Full of self importance. What a horrible demeaning way to think about people. The more you post the more I think you need some humanity.

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This was me approximately 10 years ago. I found a nice, comfortable flat but that cost more than half what I was bringing in at the time. There were regularly weeks when I had to feed myself and my child on less than a tenner. Days out were the free stuff- parks, feeding the ducks, the local museum, just going for a walk round the town. It was difficult. I didn't want to be paying so much money for a property I didn't own and couldn't do anything with. There were various options available to me to get back on the property ladder but none were realistic due to the various conditions or interest rates and it was pretty obvious I'd putting myself in a worse position either immediately or at some unspecified point further down the line.

It wasn't my fault I was in that position but it was my responsibility to get out of it. Making my own position worse would have been ridiculous. Fortunately, I managed to get several pay rises in quick succession and things became much easier.

It's not inhumane to suggest that taking on a mortgage you can't afford is a bad idea. Not everyone who finds themselves in poverty gets there and stays there through their own fault, and I can could tell you several stories about both, but there are plenty who do. It doesn't help anyone by blaming the government or big corporations or whatever else, ultimately people have to start making the right decisions to get out of those positions.

Pure River Slut said:

It isn’t simple at all. Not for those on low income in rented accommodation, it’s far from simple. People should have affordable options. Tell me what they are?

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So you are blaming Exile for living within his means because your lad can’t afford a house. There aren’t any, again what’s that got to do with Exile buying a house he can afford. I would suggest you are just letting of steam, nowt wrong with that as long as you accept the response you don’t want.