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originalminority's Recent Activity

  1. originalminority

    originalminority liked tigerrev's post in the thread Transfer Rumours Summer 2025 Transfer Thread….

    IF we ended up replacing Pandur with Phillips, it would be akin to replacing Tony Norman with Iain Hesford :emoticon-0112-wonde (for...

    Aug 29, 2025 at 7:41 PM
  2. originalminority

    originalminority replied to the thread FNMT - Old Age 'Re-Titled' rock and pop songs....

    [MEDIA] You try to keep your stomach in.

    Aug 29, 2025 at 7:29 PM
  3. originalminority

    originalminority replied to the thread FNMT - Old Age 'Re-Titled' rock and pop songs....

    [MEDIA] Too Little Too Late.

    Aug 29, 2025 at 3:51 PM
  4. originalminority

    originalminority replied to the thread FNMT - Old Age 'Re-Titled' rock and pop songs....

    [MEDIA] Sixty Again.

    Aug 29, 2025 at 3:44 PM
  5. originalminority

    originalminority liked Ron Burguvdy's post in the thread FNMT - Old Age 'Re-Titled' rock and pop songs....

    Stairlift to Heaven... [MEDIA] Sorry...

    Aug 29, 2025 at 3:33 PM
  6. originalminority

    originalminority replied to the thread Transfer Rumours Summer 2025 Transfer Thread….

    Hughes is a young 21 year old lad from the north, settled here amongst best friends, why would he want to uproot and move to the...

    Aug 29, 2025 at 9:43 AM
  7. originalminority

    originalminority replied to the thread Retirement.

    Agree, leave anything final salary alone, other private pension values fluctuate with global stock markets which are close to record...

    Aug 26, 2025 at 9:34 AM
  8. originalminority

    originalminority replied to the thread Retirement.

    I wouldn't consolidate any of them due to transfer fees and financial advice fees, I'd leave the two biggest ones where they are if you...

    Aug 26, 2025 at 9:15 AM
  9. originalminority

    originalminority liked The B&S Fanclub's post in the thread Retirement.

    Only advice I'd give is if you've got a employer pension don't be tempted to move it. Keep it where it is...Plenty of people seem to get...

    Aug 26, 2025 at 8:50 AM
  10. originalminority

    originalminority liked Ernie Shackleton's post in the thread Retirement.

    Ditto. A Pension is considered income but National Insurance is only charged on income derived specifically from working.

    Aug 25, 2025
  11. originalminority

    originalminority replied to the thread Retirement.

    I pay income tax on my private pension, get nothing from the state yet, but I don't pay any NI contributions on it.

    Aug 25, 2025
  12. originalminority

    originalminority liked FLG's post in the thread Retirement.

    First thing you might want to look at is consolidating the pensions into one place. Something like Vanguard or AJ Bell. Keeps your costs...

    Aug 25, 2025
  13. originalminority

    originalminority liked Gone For A Walk's post in the thread Retirement.

    It really isn't .... unless your circumstances are complicated. Hard to comment further without knowing what you have etc. As a...

    Aug 25, 2025
  14. originalminority

    originalminority liked eudaimon's post in the thread Retirement.

    As ever, everything depends on your circumstances, final salary, annuity, SIPP etc. rule of thumb is 5% draw down per year though, with...

    Aug 25, 2025