To go through department by department based on RER's list:
GK Ruddy, Rudd, Kean, Matthews
Ruddy hasn't done enough this season to earn a move anywhere better, and the personal life issues seem to have died down, so he stays. I can see Rudd wanting a permanent move elsewhere as it's seeming clear he won't break through properly here, and with Kean and Matthews I don't think we need to hold Rudd back. I can't see any other changes in the GK position as it's not a priority. Perhaps if Kean isn't deemed good enough we might see an experienced old head come in, but we won't be spend money here.
RB Martin, Pinto, Whittaker
CB Klose, Bennett, Bassong, (Martin)
LB Olsson, (Brady), Toffolo
At RB, Pinto and Whittaker seem the same type of player, and we've no real need for both. Whittaker to move on if it's possible, but with Martin as a CB option I wouldn't be surprised if we keep 3 RB's and neglect CB again. Martin, Bennett and Bassong to stay through lack of better offers if nothing else, and they're acceptable at championship level. Considering Klose and Brady, I think as the deals were made under McNally, we have to assume that the policy will be as before in that we will not need to sell anyone to balance the books. Brady left Hull upon relegation but they had to make sales, whether he can be convinced to stay will be interesting, but he will attract attention. Klose we should move heaven and earth to keep, but if we can't then hopefully he'll go for enough to fund moves for 2 decent CBs, one established and one with the potential to grow into a PL CB. Olsson to stay, and Toffolo seems good enough to join the first team as backup. If Brady stays then it frees him up to play further forward.
DM Tettey, Mulumbu, O'Neil, Thompson
CM Howson, Odjidja-Ofoe, Dorrans, McGrandles, Godfrey
Tettey, Howson, O'Neil to hopefully stay. Mulumbu and Dorrans I don't think we'll be able to shift unfortunately. I'd like to see Vadis stay and establish himself, but I think he'll be allowed to move on. Thompson, McGrandles and Godfrey to probably go out on loan, I don't think they've done enough yet for a first team spot. I'd hope to see another signing in this department, but suspect the need to shift Mulumbu's wages will dictate whether that's possible.
WR Redmond, (Jarvis), Jacob Murphy
WL Brady, Jarvis, (Naismith), Josh Murphy
AM Hoolahan, Naismith, Andreu, Maddison
Redmond seems unhappy at the club and peripheral, I think he'll go. Jarvis to stay. Josh Murphy was player of the season at MK Dons, if he wasn't already ours we'd be looking to buy him, he has to make the squad. Jacob has impressed at a lower level, but I think will get a loan to the bottom of the championship, If Naismith stays I can't see his attitude being right, I expect him to go. Perhaps a return to SPL-bound Rangers? One of the few clubs he might take a wage cut for. I'd expect one or more of Naismith and Brady to go though, with an experienced winger coming in, albeit probably one only good for the championship.
Hoolahan will stay, Maddison is probably promised first team football and deserves to make the squad. Andreu to league 1? I'd like to see Vadis step up in this area.
S Jerome, Lafferty, (Naismith), RvW, Loza, Morris
Jerome to lead the line again, nobody else here is good enough to be brutally honest. 2 strikers at least needed. Mbokani I could kind of see staying, plus one new first teamer and a youngster on loan perhaps.