Off Topic Wrote my car off ffs

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Teessidemackem

Teessidemackem

Well-Known Member
Jan 27, 2011
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So i was driving relatively slow turning a corrner and some stupid bint walked out infront of me on me on her phone. I swerved hit a parked car and ive buckled my wheel.

Ive never claimed from insurance before. I currently have over 10 years no claims. Does this make a massive difference in what i will now pay for insurance now once its all sorted?
 
Teessidemackem said:
So i was driving relatively slow turning a corrner and some stupid bint walked out infront of me on me on her phone. I swerved hit a parked car and ive buckled my wheel.

Ive never claimed from insurance before. I currently have over 10 years no claims. Does this make a massive difference in what i will now pay for insurance now once its all sorted?
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You might be okay. I had a bump about four years ago, all my fault really. Car written off, no one hurt . Had full no claims with that no claims protection bit in the policy. Didn't go up much at all.
 
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rowley said:
You might be okay. I had a bump about four years ago, all my fault really. Car written off, no one hurt . Had full no claims with that no claims protection bit in the policy. Didn't go up much at all.
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Thanks mate. Thats exactly the scenario im in now.
 
Teessidemackem said:
So i was driving relatively slow turning a corrner and some stupid bint walked out infront of me on me on her phone. I swerved hit a parked car and ive buckled my wheel.

Ive never claimed from insurance before. I currently have over 10 years no claims. Does this make a massive difference in what i will now pay for insurance now once it’s all sorted?
Click to expand...

Hi mate, I wrote off a motor back in may and I was at fault. I had 7 years NCB, they weren’t protected as stupidly I chose the cheapest policy known to man (was just a weekend toy) and I only lost 2 years NCB. You don’t lose them all if you claim but have a look into it the specifics first
 
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WorkyTicketFTM said:
Hi mate, I wrote off a motor back in may and I was at fault. I had 7 years NCB, they weren’t protected as stupidly I chose the cheapest policy known to man (was just a weekend toy) and I only lost 2 years NCB. You don’t lose them all if you claim but have a look into it the specifics first
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Thankyou mate thats reassuring
 
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Teessidemackem said:
So i was driving relatively slow turning a corrner and some stupid bint walked out infront of me on me on her phone. I swerved hit a parked car and ive buckled my wheel.

Ive never claimed from insurance before. I currently have over 10 years no claims. Does this make a massive difference in what i will now pay for insurance now once its all sorted?
Click to expand...
Do you have no claims protected
 
If you have your NCB protected, some policies allow 2 claims in a year before you lose any.
 
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