Yeah I've always had an ehic/ghic but would never rely on that on its own.
Exactly Libby. Many people use to get stumped because they'd go abroad in the knowledge health care is free, then run into all sorts of obstacles, especially when they couldn't get back home. I had to be flown home in a light aircraft which had doctors onboard (medic flight), it would have cost me my house if I hadn't taken out my £10 insurance, but saying it's free is misleading to people, then you hear about the horror stories and the fund raising pages to help get them home.