I've always suspected that people who are victims of cyber fraud must be pretty stupid to fall for it, but not any more. I received an email a couple of days ago from my phone company (O2) notifying me of the PAC number that I had requested. I hadn't requested this, but didn't take any action immediately. The next day I couldn't access my phone account any more, so phoned O2 to find out why and they told me that the account had been terminated. When I told them that I hadn't requested this, they said they'd check it out and eventually told me that this was an internal error and that they would reconnect me within 24 hours. This didn't happen,so I phoned them again this morning and found out that my phone number had been ported to a new account with Vodafone. I reported this as a fraud but they said I should contact Vodafone also. When I did this, Vodafone told me the number was now registered in another name and that there was nothing they could do. Meanwhile, whoever has my number has used it to make purchases on my credit cards.