I know mate, you are the same as me, which was why I questioned Fosse saying he started work in 1986 and he's older than us. Even if he then started a couple of years earlier as he claims, that's still seven years after us lol.
I was actually working in my parents off-licence from my early teens and in breaks from Uni before my first 'proper' job ... but tell that to the youngsters of today ... PS ... also had a job with the travelling Fairs whenever they came to the Saffron Lane reccy as a teenager ... on the Waltzers ... cool as **** ... best job ever ...
Did you miss my post where I mentioned paying tax on your investment earnings? Yes you get earnings from a pension if you chose right otherwise you may as well just put the money in a savings account and hope for good interest rates.
I know how old you are, but your answers weren't stacking up, but I've worked it out now, you were a layabout for nigh on a decade.
The pension schemes were compulsory back in the day mate ... otherwise you might have a point ... plus the civil service ones were very good ...
Me and two of my mates helped put up the boxing and wrestling tent on Southampton Common when the fair came to town. Really ****ing earned that handful of green pound notes.
Finished A levels in 1978 ... worked in my folks offy for 12 months before going to Uni in Sept 1979 ... graduated in 1983 ... worked 1983 - 1986 in first job ... joined civil service 1986 - 1989 ... 1989 joined one of the (now) Big 4 accounting firms ... been working ever since ... Oops ... my bad ... now realise I got my dates wrong in earlier post... please ignore ... above is factually correct ..
Just had a look to find something Basically from 2006 pension contributions were tax free. I wouldn't have known this as i was still in school In other words you're a dinosaur and no one cares about tax paid back then. To be honest wages back then were probably about a tenth of what they are now so the tax taken was probably negligible
But still earning money from it for your retirement? That's why it then becomes taxable if you draw on it whilst still working.
Well that sounds fair ... should have stashed it all in some offshore account like Rees-Moggy and the like to avoid paying UK tax ...
