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I really resented the fact that the council were looking to put a charge on my folks house when my Dad went into care. It didn't come to that in the end, because my mum paid the costs from her savings for the few months that he was there until he needed end of life care at the Nursing home.
It wasn't even about the money or the value of the house for me, but my Dad's one wish throughout his life was that the house he'd worked hard, day and night to pay for, should go to his kids. We grew up in a council house, so when my parents finally got the chance to own their own house, it was their number one priority that they could pass it on when they died.
it was , at that time . aimed specifically at avoiding care / nursing home fees though they soon picked up that the NHS should have been picking up the Nursing element of fees but hadn't been doing so .
It would have been a better joke if I had made a typo and said seven year “old”
It would have been a better joke if I had made a typo and said seven year “old”
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I get where your coming from. My view it’s my parents and they’ve earned the right to a dignified last few years even though my mum would probably argue that her wealth should be passed on to, if not my brother and I, her grandchildren.
It does sting a bit when we hand over the £4400 a month and the person in the next room is getting it all paid by the state!
yeah, stings.
slowly been getting my mum to spend all she has and enjoy her hard work. We kids/grandkids will have to do what she and my dad did. Graft for the good things you want in life. Know it’s noice to be able to help, but she was from a generation that did it the hard way and will no doubt be be the same for me and mine.
awh, old mick from next door passed 8 years ago. I can part with that one.
I guess every parent wants their kids to inherit the house they've paid for. I just think that there has to be a fairer way to do it. This £89k cap, as has been shown just disproportionately hits the less well off. Surely it would be better, if you're going to introduce a cap to cap care costs at say 10% of your assets.
That way somebody with a modest £150k house is only going to have to pay £15k instead of £89k and is still left with £135k of their assets. And if you're well off enough to own a house that has a value of £1m + then you can reasonably afford the £150k costs as you're still left with £850k value from your house.
Like the raise in NI. It’s been poorly thought out. Hitting the ones with the least, the most. (Covered by many already)
but MO’s who complained about struggling on 85k are responsible for voting this farce through.
Hope the next time Boris is in for Covid they switch the ****er off.
Andy Burnham can’t come back fast enough for me
Just out of interest if people think their parents assets should be passed onto them how do you think the money to pay for the cost of care should be met ?
We could have a look at the £119bn that doesn't go into the exchequer each year from tax avoidance.
Increase in tax and NI for those earning higher rates.
Should assets be passed down without taxation, no. But a fair system needs to be established. How and if it would work is another matter.
I will never understand why anybody from a working class background would vote Tory, unless you're one of those types who's sucked in by the emotive language of immigration (i.e they are the problem that there are no jobs / over burdened NHS / Housing etc) As they offer precisely **** all for anybody who lives on a modest wage.
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