Coronavirus

[brb]

Yep June..

I mentioned reducing my bills, and I've managed to do some of that. So the rest, I can negotiate fairly well. I don't actually need a lot, so I can keep my spending to a minimum and ride it out on next to **** all money

You need to sit down and seriously work out all your bills at least until July, if you have not already done so, and do so without counting in any future benefit for now, just see what reality really looks like, it will save you a lot of pain later mate.

 

[Tobes]

I'd certainly like to think that will be the new reality mate, sadly I don't have a lot of faith in human nature not returning to the same old ways.

You’re probably right mate, most will likely just get back on the hamster wheel.

Some change might actually be driven by the corporates though, as if the majority of your workforce can amply largely work remotely, then there’s money to be saved.......

 

[Sucky]

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@Spurlock whys your main ting with another bloke bro?

 

[Tobes]

You need to sit down and seriously work out all your bills at least until July, if you have not already done so, and do so without counting in any future benefit for now, just see what reality really looks like, it will save you a lot of pain later mate.

Cash flow forecasts

I’ve done more of those than I can count in the last month or so, business ones like, but the principle is exactly the same.

 

[PINKIE]

Bringing this back on topic, personally I think that life won’t ever be quite the same again post this unprecedented disaster.

Millions more people have found working from home can actually work with the aid of new technologies. Work life balance will come right back into focus imo. The weary commutes, the soulless offices, is it all necessary? In many cases the answer is largely no.

People are in the main having to get by on less money, but enjoying more free time, and having much more time with their kids and families. It’ll make millions evaluate what’s genuinely important imho, and ultimately that’s having food on the table and a roof over your families head.

This

We've never seen an event like this before, and nobody has. It's literally shaken the whole globe out of it's collective habits and forced us all to reflect and re-evaluate. And as you say, the focus is on the basic tenants of simple life. As you probably know, I'm a glass half full type of bloke so I see massive potential in it all to reshape behaviours and bring about meaningful change.

Folk are literally being forced to re-assess what is important, what isn't and how they will adapt. The whole 'going back to normal', which was part of the problem anyway is being quickly dismantled by HUGE swathes of people across continents.

This is a game changer.

 

[PINKIE]

You need to sit down and seriously work out all your bills at least until July, if you have not already done so, and do so without counting in any future benefit for now, just see what reality really looks like, it will save you a lot of pain later mate.

Yep, I've already done that my friend.

It's all good here. Hope you are finding your way through all of this ?

 

[Tobes]

This

We've never seen an event like this before, and nobody has. It's literally shaken the whole globe out of it's collective habits and forced us all to reflect and re-evaluate. And as you say, the focus is on the basic tenants of simple life. As you probably know, I'm a glass half full type of bloke so I see massive potential in it all to reshape behaviours and bring about meaningful change.

Folk are literally being forced to re-assess what is important, what isn't and how they will adapt. The whole 'going back to normal', which was part of the problem anyway is being quickly dismantled by HUGE swathes of people across continents.

This is a game changer.

One thing is for sure, it’s going to put right wing populism right back in its box.

I’ll have my house on that one.

 

[PINKIE]

Cash flow forecasts

I’ve done more of those than I can count in the last month or so, business ones like, but the principle is exactly the same.

I do all of my accounts on a WH Smith's pen and pad simple in/ out ledger. I might as well have been born in the 50's lol

 

[PINKIE]

One thing is for sure, it’s going to put right wing populism right back in its box.

I’ll have my house on that one.

Boris owes his life to the NHS.

There's never going to be any tolerance for underfunding it ever again.

 

[Tobes]

I do all of my accounts on a WH Smith's pen and pad simple in/ out ledger. I might as well have been born in the 50's lol

lol, excel saves you having to actually add it up mate, plus you don’t have to cross **** out

 

[brb]

Yep, I've already done that my friend.

It's all good here. Hope you are finding your way through all of this ?

Fate was on my side in all this, I'm one of the lucky ones that will escape unscathed. Reason being, I did all my cashflow 12 months back, long before this virus was even heard about. You might remember part the reason I went to Italy, was to spend a few weeks out there to give me time to make a few life decisions. Anyway, long story, time moved on and I'm still in the UK. My health is more important to me now, and riding out this storm without having to go into hospital, is a bigger challenge than a monetary one.

 

[PINKIE]

lol, excel saves you having to actually add it up mate, plus you don’t have to cross **** out

**** spreadsheets.

I saw enough of those in the NHS, so my trusty pencil is the antidote to that particular trauma.

 

[Number 1 Jasper]

You’re probably right mate, most will likely just get back on the hamster wheel.

Some change might actually be driven by the corporates though, as if the majority of your workforce can amply largely work remotely, then there’s money to be saved.......

Before this virus hit Mrs J retired and we hoped in a year or two I could go down to. 3 day week . Since I have been wfh , realised financially it will be easy . Mentioned it to my boss and he said it has to wait until we are all back to normal which is fair enough .

My point is I agree with Tobes , had the virus not have happened I would not even have considered it for at least a year .

 

[brb]

I do all of my accounts on a WH Smith's pen and pad simple in/ out ledger. I might as well have been born in the 50's lol

ffs

 

[PINKIE]

Fate was on my side in all this, I'm one of the lucky ones that will escape unscathed. Reason being, I did all my cashflow 12 months back, long before this virus was even heard about. You might remember part the reason I went to Italy, was to spend a few weeks out there to give me time to make a few life decisions. Anyway, long story, time moved on and I'm still in the UK. My health is more important to me now, and riding out this storm without having to go into hospital, is a bigger challenge than a monetary one.

Good stuff mate. Time to reflect and re-evaluate.

 

[Tobes]

Before this virus hit Mrs J retired and we hoped in a year or two I could go down to. 3 day week . Since I have been wfh , realised financially it will be easy . Mentioned it to my boss and he said it has to wait until we are all back to normal which is fair enough .

My point is I agree with Tobes , had the virus not have happened I would not even have considered it for at least a year .

Life’s too short mate, if you can afford to do it, then do it.

I’ve been thinking about retiring from my main career for a couple of years or so tbh, the only reason I haven’t is that I hadn’t convinced myself I’d have a true sense of purpose if I did. I’m a bloke who needs a focus and I enjoy what I do for the most part. I’ve maybe re-evaluated that position in the last few weeks tbh.

 

[Stan]

Bringing this back on topic, personally I think that life won’t ever be quite the same again post this unprecedented disaster.

Millions more people have found working from home can actually work with the aid of new technologies. Work life balance will come right back into focus imo. The weary commutes, the soulless offices, is it all necessary? In many cases the answer is largely no.

People are in the main having to get by on less money, but enjoying more free time, and having much more time with their kids and families. It’ll make millions evaluate what’s genuinely important imho, and ultimately that’s having food on the table and a roof over your families head.

Plus I am getting very good at table tennis.

 

[PINKIE]

Life’s too short mate, if you can afford to do it, then do it.

I’ve been thinking about retiring from my main career for a couple of years or so tbh, the only reason I haven’t is that I hadn’t convinced myself I’d have a true sense of purpose if I did. I’m a bloke who needs a focus and I enjoy what I do for the most part. I’ve maybe re-evaluated that position in the last few weeks tbh.

Glad to hear it mate, you sound like somebody who can turn their hand to success.

I'm sure you've got a few ideas up your sleeve ?

 

[duggie2000]

Before this virus hit Mrs J retired and we hoped in a year or two I could go down to. 3 day week . Since I have been wfh , realised financially it will be easy . Mentioned it to my boss and he said it has to wait until we are all back to normal which is fair enough .

My point is I agree with Tobes , had the virus not have happened I would not even have considered it for at least a year .

Since I retired my income is a third of what I was earning in a 60 hr week but in reality I don't need anymore
My wife took early retirement from DSS/Job Seekers Allowance so she is a slightly mellowed fiery redhead
Mortgage is paid and children are independent
But the virus has been a big hit to people paying off a mortgage and with children at home

 

[PINKIE]

Plus I am getting very good at table tennis.

I'm ****ing **** at table tennis.

I'll whoop yo ass at air hockey though.