The £120 comes from 3 TiVo boxes, 350 meg Broadband and Full house TV with Sky Sports HD & BT Sports & Movies. Didn't actually want the movies, but it worked out cheaper due to the way they discount
Definitely when the contract is up I'll ditch all but broadband (already checked and it is £50/month for full 350 meg BB and basic phone, that I never use).
With the HD HomeRun device plugged into the aerial for FreeView around the house, Netflix and a bit of streaming I have no need for any form of Virgin TV
I don't really get blocked for anything, though I use a smart DNS service (unlocator.com) and a VPN at the router level for any streaming or things that are geo blocked.
Don't use torrents - far too insecure and eats all your bandwidth, but use news groups instead (NZB files).
I use 2 standalone WiFi access points (UniFi made by Ubiquiti) in the house (the VM one is just awful) and get the full 350 meg anywhere, even the bottom of the garden on the 5 ghz network, and about 150 on the 2.4 ghz
A good tip is to name your 5 & 2.4 ghz networks different names, otherwise it will flip between the two automatically

If you give them separate names (eg home & home fast) it will stay on your preferred band
...I'm sure I'm too geeky.....