Off Topic Wrote my car off ffs

So i was driving relatively slow turning a corrner and some stupid bint walked out infront of me on me on her phone. I swerved hit a parked car and ive buckled my wheel.

Ive never claimed from insurance before. I currently have over 10 years no claims. Does this make a massive difference in what i will now pay for insurance now once its all sorted?

 

You might be okay. I had a bump about four years ago, all my fault really. Car written off, no one hurt . Had full no claims with that no claims protection bit in the policy. Didn't go up much at all.

 

Thanks mate. Thats exactly the scenario im in now.

 

Fingers crossed mate! Just a piece of metal though, as long as no one was hurt.

 

Hi mate, I wrote off a motor back in may and I was at fault. I had 7 years NCB, they weren’t protected as stupidly I chose the cheapest policy known to man (was just a weekend toy) and I only lost 2 years NCB. You don’t lose them all if you claim but have a look into it the specifics first

 

Thankyou mate thats reassuring

 

Do you have no claims protected

 

Buckled wheel or write off, ?

 

If you have your NCB protected, some policies allow 2 claims in a year before you lose any.

 

No mate

 

The insurance company have written it off mate. Im clueless with cars so just taking their lead

 

One wheels facing left the other right on both front wheels lol

 

Try and get your next insurance with protection mate, doesn't cost anymore. As someone has said you won't lose all your years no claims maybe 3/4