Exactly, which is why it'd get farmed out. See railways, public utilities, etc. We are obsessed with privatisation, and who do we thank for that? Answers on a postcard please...
The argument/complete nonsense thread...
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My sister wasnt well off and I guess expected the govt to honour its original obligation - sadly she died only a few years after the revised date so got next f*** all from her contributions . Grifters eh , good one !Even if she had checked it , it wouldn’t have made a difference . Like a few more on here you are blaming people who’ve grafted for 50 years and been responsible for themselves for today’s economic problems - it’s really not that simple .
As a point on cheap council house purchases , Thatcher wanted them sold off so the councils didnt have to maintain and support vast housing stocks , She wanted women into work so ‘couples’ could afford to buy homes more than they did . It was not the fault of the now pensioners they happened to be renters at the time this happened . My parents had been in one 38 years and couldn’t fully carpet it never mind buy it . The windows were rusty , not proper heating , the council painted the front door very couple of years .
I don’t remember blaming them for today’s economic problems. I just thought it was funny they thought themselves victims of a great injustice.
Did you personally get a discount for buying your ex Council Home? I got 51% off mine and was grateful that I Did.
Hi Ric
Me and a brother looked at buying it but neither could stump up enough money at the time even with a discount , we both had v young kids and it was a risk , mortgage interest was over 10% I think . Wish we’d done it though. Glad you had the sense .
I don’t see it as a great injustice but an injustice nevertheless but not really ‘funny’
. I got made redundant some years ago , went for help with mortgage living etc and got £90 a week the same as the lazy ones , the newbies , but I’d paid in to the system for 40 odd years at the time , they’d done nothing . Bought a bike to get to a part time job all I could get , where I got paid about£98 a week , they took the £90 off me and there was no help to get the bike either .
The system does not appear to differentiate between ‘grifters’ as you call them and claimants who’ve paid in .
As someone who has just gone through the same, this resonates. What got me the most was why is there help for those paying rent but not for mortgages??!!
Like most people who buy their Council homes,there comes a point when you realise you'd be as well buying it,rather than putting out the same sort of money and having nothing to show for it in the end.
Downside is,you're then responsible for anything that goes wrong in it...
I don't know who gave you advice but with Universal Credit you can get help with your mortgage
but it's actually a loan which needs to be repaid if you ever sell the house
If you're talking pre Universal Credit then it was simply a payment which would cover some
but not all of the mortgage
The problem with a huge sovereign wealth fund worth trillions, is that it indirectly causes inflation, because of the increased value in the system. As soon as you have a drawdown, prices rocket - it's why Norway can't take out 5%, for example, and create an EU standard road network
Eventually pensioners would receive more, but if the effect is that prices have gone disproportionately up, then society may be no better off as a whole - in fact, for those not receiving a pension, they could be worse off, as having to pay inflated prices for cars, food etc.
The usual option would be to balance out the wealth by taking on more debt, to reduce inflation, but then this brings more problems... It's an economic minefield, ha.
You have to do what's right for you but I think in a bigger picture the policy was wrong. The cash strapped councils got a short bump of income but lost out on a regular near guaranteed long term income. Then as the council had less and less houses to maintain they stopped taking on apprentices and training kids in plumbing, electrics, brickies, joinery and so on.
Do any councils actually build any houses to rent out today or are they happy to sell off school playing fields and other green spaces and let developers build big expensive homes for rich buyers?
HCC are building new council owned houses, also 10% of new developments are expected to be social housing and there are other schemes like helo for first time buyers etc, lots of public schemes, who gets the keys is another matter.
A rake around HCC online info turned up two ongoing projects one of 99 homes and one of 42.
Talk of a plan 2025 to 2031 to deliver 6000 new homes in the area.
Wawne view in 2016 approved the building on 1600 homes for sale and there seems to be many more approvals for hundreds more since then. Not sure how many would fit the affordable description.
Post ww2 and upto a peak in 1980 nearly 40,000 council homes were built, all of Bransholme, OPE and presumably other estates east and West sides of hull.
No wonder local councils are short of money.
The government equalising the state pension age for men and women and giving them 20 years notice isn’t an injustice.
I think that unfortunately you have misunderstood a few things with the right to buy.
The income from the sale of council houses was ring fenced and councils could not use it. It actually had the opposite effect, all council stock was built using mortgages from the government and the right to buy was simply a massive political stunt that only benefited those who bought and the banks who they borrowed from.
There are two separate accounts in the council. Housing Revenues Account and General.
Schools sports pitches being sold has no relationship with Council or Social housing.
Here the County council runs schools and my district council provides social housing.
My council has its own workforce and as an example, when one of the heating contractors went bust, the council stepped in and took on its only apprentice even though it meant having to restructure its plumbing department to enable him to finish his course.
I am an involved tenant, I am formally recognised in the scrutiny process of housing matters in the council. I introduce change, hold my council to account and speak up on behalf of tenants.
My council is building new homes. This week another 20. We also provide new homes for shared ownership and will have another 60+ available for first time buyers this year.
We have a budget of £35m a year and operate at a small surplus. I work with the council to improve housing services and hold them to account.
My Dad was involved in the North Hull Estate Housing Action Trust and I am proud to follow in his footsteps as an involved tenant.
There's a mob up here, 'Sanctuary Housing' who seem to have more of less cornered the market where I live and further afield and they've built just about every new blocks of flats going.
My Daughter has one in a relatively new £24 million project they completed a couple of years ago,cracking flats to be fair but the rents are hefty and on top of that they have to pay 'factor Fees' that are also steep but they do have a fairly sizeable army of tradesmen on hand.Don't get me wrong,she doesn't pay her full rent as she's a single parent with a 25 hour a week job so she gets Universal Credit but she still pays a substantial amount to it.
As I say,they'll spend the money on fairly expensive developments but they won't have to wait long to recoup it given the rent they charge.
Wish I could have benefitted from right to buy, I’m living in an ex council house and paid 6.5x more for it than the previous ‘owner’ did 5 years earlier using right to buy and sponsoring its tenant (the owners son).
Hardly any council homes left at all around here, they don’t build and sub out all social housing to housing associations. R2B was the biggest gift to the elder generations that not only will very few others will ever get to benefit from but it has literally hamstrung affordable housing.
Hardly any council homes left at all around here, they don’t build and sub out all social housing to housing associations. R2B was the biggest gift to the elder generations that not only will very few others will ever get to benefit from but it has literally hamstrung affordable housing.
Councils are having to adjust their rents to meet the government housing rent formula.
Which means that in five years time, no matter where you live as a local authority tenant, you will pay the same rent. (Except London).
Housing Associations charge “Affordable Rents” which for a 3 bedroom home will be around twice the amount charged by a LA.
The most expensive home to rent from my council is £257 a week and the cheapest is £85.
Our new builds are built to a better energy standard than developers. They all have air heat pumps and triple glazing. Service charges are set at the cost of the services and no more.
We also now have temporary homes, built to house families in emergency circumstances instead of using B&B etc. I was at the opening of 8 of these this week. They have everything needed except for curtains (something which we will address shortly).
We have 1000 on our waiting list, but only 2 recorded as homeless in our area. The more we build the more the need. Private landlords are our biggest problem. It’s a massive issue here as most of the district is in a national park and we can’t compete with the developers for land as they always outbid us.
Which means that in five years time, no matter where you live as a local authority tenant, you will pay the same rent. (Except London).
Housing Associations charge “Affordable Rents” which for a 3 bedroom home will be around twice the amount charged by a LA.
The most expensive home to rent from my council is £257 a week and the cheapest is £85.
Our new builds are built to a better energy standard than developers. They all have air heat pumps and triple glazing. Service charges are set at the cost of the services and no more.
We also now have temporary homes, built to house families in emergency circumstances instead of using B&B etc. I was at the opening of 8 of these this week. They have everything needed except for curtains (something which we will address shortly).
We have 1000 on our waiting list, but only 2 recorded as homeless in our area. The more we build the more the need. Private landlords are our biggest problem. It’s a massive issue here as most of the district is in a national park and we can’t compete with the developers for land as they always outbid us.