The argument/complete nonsense thread...
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I know the national insurance tax went from 12.5% to 8% and the threshold has gone from around £8,000 to £12,570 in the past few years SO APART FROM THOSE TAX RISES in not sure which employees have had tax rises .
Maybe read back a bit?
Sorry but hard now to take you seriously.
I own mine outright(ex council house,big discount) and by and large earned minimum wage(cracked it the odd time with decent wages but never for sustained periods).I sometimes wish I hadn't bothered buying it when I see ****s that have never worked a day in their life getting new boilers,new bathrooms,new kitchens,new roofs,new roughcast,their £500 a month rent paid (and their council tax) and get a large wedge in the bank every fortnight so they can nip round the chippy and save themselves the bother of cooking.
I'm going to the dentist tomorrow,£169 bill awaits and I've got the opticians next week and pay for that too...Who's the mugs?
Surely you should be questioning the recent rise in benefits rates rather than targeting triple lock pensioners.?
And without bigger contributions it won't be sustainable .
I'm not sure why people think they'd like to pay less tax but receive more in return .
Of course the elephant in the room as they say is tackling massive wealth but let's face it there isn't a single party that will do that
You seem to be fixed in your views no matter what evidence to the contrary is offered, so I'll leave you to it.
Is rather mention the lack of taxing the super wealthy instead thank you if that's ok .
You've just pointed pointed out the very people that they would rather you complain about .
My original point was to ask what people would do to square things .
No mention really of wealth tax because they have a way of making working class people feel sorry for them
They have ones where you build up funds and the more you pay in the more you get out, up to a limit. Unlike our system which takes in money and pays it out with no fund. A lot of countries have very few work place ones. We had the best set up in Europe for private pensions until Brown ruined them. Of course pubsec ones are protected with more and more taxpayers money.
You’ve got to make things and export them , preferably using home made developed materials. , that way all the revenue stays in the country . As a consumer led economy we are now shafting ourselves by buying cheap foreign goods that last five minutes , or are the wrong colour now . Thatcher effed over manufacturing for the City of London who now dictate everything and run the govt . If the index drops they screw us more if it rises they continue to screw us . Now there are not enough people working to create wealth , the govt workers inc NHs get high pensions of 15% plus , the nett gain in tax is negligible but I suppose they have cars , buy petrol get their houses done up that’s about it . My company pensions both of them paid 1.5 % ( not 15 ) , so I need triple lock .
Yes and it's exactly how we should have approached it as soon as the gas and oil started flowing .
The pension system could be easily changed with a sovereign wealth approach but it would be an initially massive cost that would pay off after 60)70 years and give people a better retirement
Effing Emmerdale, the side effects of your medication are bad, really bad.
The views expressed in this post are 67% recycled.
Of course it's O.K,I'll bid you a good evening,Emmerdale is hotting up.
It is how it should have been set up in 1948 by the Labour government to build a fund. But that would have meant waiting for it to build up.So they decreed money would be taken out of the wages of those working and paid immediately out to those pensionable. Sustainable when in 1948 the average lifespan meant a male drew if for 18 months. Not so sustainable when pensions are paid out for £15 years and more. And a daft situation where someone who paid little tax and NI gets the same pension as someone who has paid in far more in tax and NI. Plus the further stupidity where someone has paid in all their lives can get no help because they are over the limit but people who haven’t paid in enough for a full pension get pension credit which opens up a whole raft of benefits and discounts which makes them better off than someone who has paid in the full amount.
Successive governments have had the chance and it should have started a long time ago but we as a country have never been a nation that has a long term outlook and allow things to build .
Quick buck today mindset .
None of them would have dared because a new system would have meant improved pensions would have been delayed and current pensions affected. Should have been set up with a fund based system from the start. And no government wants to say you will pay tax to fund pensions though successive governments have spent huge amounts on things far less worthwhile.
Would have been a massive fund, into the trillions, management of it would have been farmed out to 'professionals', who'd have lined their pockets with it. Think Maxwell.
Other countries have fund based pension. You don’t need to farm it out. Though whether we have civil servants and government ministers capable of running a whelk stall never mind a pension fund is a different matter.