Hopefully I've got a good 50 years left in me so 20k a year on average probably won't mean much luxury. Maybe pay off the mortgage early...
A mixture of investments. Some secure, others with more risk attached - but calculated risk. I would comfortably be able to make 20-30% on it in a year.
You need to speak to some American ‘mortgage brokers’ about that one... And, I’ve done ok...thanks for your concern.
Pay off everything and live of the rest, I wouldn't want to be flash just not working ever again is brilliant.
I'd blow it all within a year I reckon, would be a great year though and if I lived through it would probably have some decent stories to tell.