Thanks KK. For the points + SP based competition, I accumulate the points and level stake profit separately so I could actually produce the tables based on points only, points + level stake profit or level stake profit only, or all 3, no problem.
The betting bank is more of a real life situation where you do what you want with your bank. We'll see how it goes. I can do both competitions for Ascot and everyone will be able to see how they got on based any or all of the options I've mentioned.