What an absolute pile of ****e it is, more hassle than it's worth. Anyone ever claimed before? I've to prove I bought all the stuff I lost with receipts, bank statements, suppliers proof of purchase etc - that's fine. But to need flight tickets, baggage tickets, tour operators invoice etc to prove I was even away is just ****in' pish. There must be some shady bastards out there.
What happens if your house burns down and any receipts you've got go with it? I expect "you're ****ed" to be the answer.
Pretty much. My iPhone 5 is pretty much covered as I only got it last September. My chain is ****ed though so I'm not even going to bother with it. Got it for my 18th birthday off my mum. She's well pissed off. "How did you manage to lose it?" <amnotellinye>
So you will You're a wee ****y sack who's greetin' over losing a gold chain The last time I seen a guy wearing one was in primary school. Muir, the Peter Andre wannabe.
I'm gutted about the ****ing phone, the chains just a hard one to explain I came home with a top ripped at the neck and it wasn't even the one I wore that night. Can't wait to go again next year
My mates hoose was broken into and the ****s made off loads of his gear. By time the insurance was sorted out it cost him two grand in excess for the pleasure of getting robbed. Insurance companies are ****s. The only time I take out insurance is when I'm legally obliged to.
you dont get reciepts of the lucky luckys and anyway they chains arent real gold .. you were robbed twice
Potentially. I was that wasted I really don't know last thing I mind doing is spewing my load. They probably took my iPhone and chain to make up for the mess.
Talking of the 'looky looky' men over there this year they're ****ing hilarious. One of them was trying to flog some sunglasses and bracelets to my mate when we were burst. ''I give you for free I give you for free''... So he puts sunglasses on him and a bracelet thing. ''Jus gimme some spare change man'' - my mate just ****ed off with his stuff **** was going tits Don't mess with the looky looky brothers
The typical excess on a contents policy is £100. How did he end up paying £2000? As for needing receipts, you only need them if the item is worth over the single article limit, which is usually about £1500/£2000. Anything above that would have to be specified by name on your policy. So chances are you'd care enough about it to keep a receipt, or you'd have had it valued so would have proof of ownership. School's over, spastix
Dunno. They ****ed off with all his electical gear (tellies, computers, gadgets, etc) so I supposed he maybe had multiple policies or summat. I didny ask. That's how good a friend I am.
They got their revenge by nicking your gear, right now there is a brother wearing your chain whilst taking a selfy with his "new" iphone.
I had a claim against NFU.Their insured hit me head on and wrote off my car.17 year old boy,passed his test three weeks and got done for careless driving.NFU reckoned it was one third my fault,simply because the car was £25k and they wanted my company to pay £8k of it.It went to court and cost them £250k in legal costs and claims - I developed a bad arm.That's the way to do it!
