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O/T Smart life insurance.

Discussion in 'Hull City' started by Carmine Galante., Oct 6, 2014.

  1. Carmine Galante.

    Carmine Galante. Well-Known Member

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    I wish they'd just **** off.

    Every time I put SSN on there they are with those ****, morbid adverts reminding me that I'm going to die and leave my family penniless unless I give them a call.

    Stick your 10% cash back(works out at about £9 a year) and your free will kit up your arse you set of ****s.

    Parky can **** off as well with his free pen.


    Rant over.
     
    #1
  2. Quill

    Quill Bastard

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    That advert with the dog and cuddly toy pisses me right off. No matter what channel, it's always ****ing on.


    Also, the gocompare adverts can piss off too.
     
    #2
  3. Kempton

    Kempton Well-Known Member

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    It's a shame Adblock doesn't work for tele....
     
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  4. C'mon ref

    C'mon ref Well-Known Member

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    Have you looked at the caveat at the bottom of any leaflets you get about these insurances? It says, in effect, that you will pay in more than receive and that payments will be still be payable after your death the galling thing about Parky is that I can't see him wanting this type of insurance anyway.
     
    #4
  5. Carmine Galante.

    Carmine Galante. Well-Known Member

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    How do you pay for something if you're dead?
     
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  6. I'mBetterThanYouIWentTo..

    I'mBetterThanYouIWentTo.. Active Member

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    In ghoul'd coins......
     
    #6

  7. TheCasual

    TheCasual Well-Known Member

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    The advert that annoys me most at the moment is the East Enders one with Everybody Hurts.

    Every time I turn onto the BBC It's on.
     
    #7
  8. C'mon ref

    C'mon ref Well-Known Member

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    Exactly Carmine but if you get one of their leaflets that is in the small print, it can be taken out of your estate, if you have one that is.
     
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  9. Quill

    Quill Bastard

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    Yeah. I used to like that song...
     
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  10. City1904

    City1904 Well-Known Member

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    Legally it shouldn't be called life insurance then, as life insurance should ceased to be paid upon your death so i doubt it would be. I also doubt you would pay more in then you get back as on an average life insurance policy you would pay about £4500 over a period of 25 years which is a standard time frame for life insurance unless you took whole of life even then you would be looking at say £9000 over say 50 years so given you take it at 30 you would die at 80 you would have only paid £9000 even if its quite an expensive policy over 50 years you would pay say £18000 that should get you cover of at least 100k upon your death so high unlikely you would pay more than you receive....
     
    #10
  11. Happy Tiger

    Happy Tiger Well-Known Member

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    Adverts? Don't you have sky? Other than live footy I never watch TV live. Record it then fast forward past the ads. If I'm organised I'll start watching something half way into its transmission and then ffwd it.
     
    #11
  12. Carmine Galante.

    Carmine Galante. Well-Known Member

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    Read the OP son.

    It clearly states whenever I put SSN on.

    That would imply I have Sky.

    Shoe of clown.
     
    #12
  13. Happy Tiger

    Happy Tiger Well-Known Member

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    SSN is free on all available services ain't it? Learn to use your Sky box if it ain't ffs. Even Chazz can drive one!
     
    #13
  14. NorthFerribyTiger

    NorthFerribyTiger Well-Known Member

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    These are not life policies in that way, you will find the statement that the full benefit is payable after 12 months premiums. What happens is that you take out a policy with for example a £10k benefit amount & premiums depend on age taking out the premiums. I was quoted for a £10k payout when I was 50 with a monthly premium of £40 (so
    £480 a year) if I died after 12 months my family would receive the £10k but if I lived beyond 70 they would still only receive £10k (not index linked) I I would have paid in more than £10k by that time (depending how many months after my 70th I lived for)
     
    #14
  15. Quill

    Quill Bastard

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    No, it isn't.

    Also, who the **** records SSN?
     
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  16. Ernie Shackleton

    Ernie Shackleton Well-Known Member

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    Have I got this right?


    These smart life gamblers have invented a gismo which allows me to make actual free choices of my own volition.

    That frees me from the determinism and lack of choice caused by my social conditioning, my DNA and my position in a universe ruled by chance and indifference.


    That essentially allows me to create my own being out of the nothingness that is human existence.




    And they're giving it away for nowt as a sweetener for me buying their ****ty life products.



    Are they mad.


    This kit must be worth ****ing billions.
     
    #16
  17. Stockholm Tiger

    Stockholm Tiger Well-Known Member

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    Oh Aye Ernie the three Norns are proper bricking it. They've been weaving the fates of man (and women) among the roots of Yggdrasil since time began and now it's all gone tits up.
     
    #17
  18. Party Hull!

    Party Hull! Well-Known Member

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    The adverts that irritated me were the granny puppets that Wonga did.

    I think they've been binned as they try to salvage some sort of respectability from all their recent troubles.

    Bad, bad adverts.

    The quality of daytime adverts is especially low, pay day lenders and injury lawyers is all you get.
     
    #18

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