James Bond game played at casinos and by gamblers. It is believed to have been introduced into France from Italy during the reign of King Charles VIII (ruled 1483–98), and it is similar to Faro and Basset. There are three popular variants of the game: punto banco (or "North American baccarat"), baccarat chemin de fer, and baccarat banque (or "Ã deux tableaux"). Punto banco is strictly a game of chance, with no skill or strategy involved; each player's moves are forced by the cards the player is dealt. In baccarat chemin de fer and baccarat banque, by contrast, both players can make choices, which allows skill to play a part. Baccarat is a comparing card game played between two hands, the "player" and the "banker". Each baccarat coup has three possible outcomes: "player" (player has the higher score), "banker", and "tie". please log in to view this image
The tableau for punto banco If either the player or the banker (or both) achieves a total of 8 or 9 on the initial deal (known as a "natural"), no further cards are drawn and the outcome is immediately determined by comparing the two totals. However if neither has a natural, the play proceeds as follows: Player's rule: If the Player has an initial total of 0–5, he draws a third card. If the Player has an initial total of 6 or 7, he stands. Banker's rule: If the Player stood pat (i.e., has only two cards), the Banker regards only his own hand and acts according to the same rule as the Player. That means the Banker draws a third card if he has 0–5 and stands if he has 6 or 7. If the Player drew a third card, the Banker acts according to the following more complex rules: If the Player drew a 2 or 3, the Banker draws if he has 0–4, and stands if he has 5–7. If the Player drew a 4 or 5, the Banker draws if he has 0–5, and stands if he has 6–7. If the Player drew a 6 or 7, the Banker draws if he has 0–6, and stands if he has 7. If the Player drew an 8, the Banker draws if he has 0–2, and stands if he has 3–7. If the Player drew an ace, 9, 10, or face-card, the Banker draws if he has 0–3, and stands if he has 4–7. The case of the Player drawing a third card could be expressed mathematically as follows: Take the value Player's third card, counting 8 and 9 as −2 and −1. Divide by 2 always rounding down towards zero. (Thus −1,0,1 all round to zero when this division is done.) Add three to the result. If the Banker's current total is this final value or less then draw, otherwise stand. The croupier will deal the cards according to the tableau and the croupier will announce the winning hand—either 'player' or 'banker'. Losing bets will be collected and the winning bets will be paid according to the rules of the house. Usually, even money or 1–1 will be paid to the player and 95% to the 'Banker', 5% commission to the house (Commission Baccarat). Should both the "banker" hand and the "player" hand have the same value at the end of the deal the croupier shall announce "egalité—tie bets win." all tie bets will be paid at 8 to 1 odds and all bets on "player" or "banker" remain in place and active for the next game (the customer may or may not be able to retract these bets depending on casino rules).
