The Hornet's Nest

It was just a simple case of having 2 insurance policies as the company didn't cancel my "auto renewal" as requested when I did the requote. So I had the new policy and the renewal!

And then the person on the phone said "oh some people don't mind having 2 policies for a while" err hello ...... And I managed to keep it polite!

So where do I look for some Brentford views???? They barely use NOT 606!

 

some people love paying twice eh! idiot Cant help you with your Brentford question apart from google Brentford fc forums.

 

Buy a low cc old banger for £100 and get him to insure 3rd party fire and theft only - cheapest insurance you can find. Dont use the car. Then add him as a named driver on the car he wants to drive. Might prove best as after one year he will qualify for a no claims bonus and can move to insure the car he drives - just a thought but could be worth looking into

 

I kinda suggested putting him on Mr H's policy as a named driver . Not Hornettes incase something did happen! Even using an old banger now for a youngster is insane! see above posts mate!

Leo you dont want to enter a banner do you it is deadline day you know

 

Morning all. Makes a change to be in this early

 

Góðan daginn til allra. I have a rush this morning so you will have to organise your own beverages, but there is cappuccino, coffee, tea and donuts on the bar.

 

I could not begin to design a banner - I leave that to those more worthy - I will just vote for my favourite - thanks

One thing my brother did was to put a low limit of miles on a car he bought - if you were not really intending to use it you could agree to a 1,000 mile limit or so and that does bring the cost down

 

Cheers Ak - have a good "rush" - I will take a strong coffee this morning and as you tempt me a donut too

 

i have been fiddling about with it but insurance companies took over yesterday..1800 is huge! It looks a bit better, but it's not great, i had an idea but i can't get it to work...so yes, coz i've spent way too much time on it already! lol

 

It's illegal, that's the only problem. But if Mr H does drive the car, it won't be so bad so that's probably what we'll end up doing. I found great insurance much cheaper but they put a gps box in the car and as long as the car isn't moving between 11pm and 5am it's cheap. Once they go passed that, it's £100 a time. I'm going to call and see how much it costs, but i can't see it being a practical solution...he'll never be home by 11pm! lol

 

he's bought his own car, £850...old banger. i can't insure him on mine, my policy won't allow him to drive it until he's 21, because it's special for Driving Instructors. He can't drive Mr H's coz it's 2400cc and would be crazy to insure..and even for a car worth £100 it would be mega bucks. It's unbelievable...how to take the shine off a very exciting day!

 

hmm, now you've tempted me Leonardo! I'll get a caramel latte and have a donut

Morning Ak!

 

Ak sounds like your mad busy do you want me to enter one of your banners (they are too small at the mo)

 

Reminds me of a joke I heard a long time ago (can't remember the comedian): What's the point of third party fire and theft insurance as who wants to nick a car that's on fire?

 

Making it a legal requirement gives the insurance companies carte blanche to rip people off , NZ has it right my making it advisory, keeps prices competitive and if you are not insured and hurt someone you will be paying them off for a long time most Kiwis have motor insurance although it isnt a legal requirement! Sounds a more sensible system to me!

 

I don't understand how they can be so daft! You can pass at 17, but unless you're very lucky, you can't afford to drive. So, you have a full licence, and when you can finally afford a car and insurance, you've forgotten how to drive and are a danger on the road. How does this make sense??

 

Aha, you seem to be expecting "joined up thinking"!!!

Car insurance is such a minefield for so many reasons. All of those you're thinking about + the fact that RBS (who owns so many of the names) has been told to sell them, so is looking for them to be able to show a profit.

The biggest loser is the consumer, and are we getting more road patrols to actively police the laws???? NO

 

grrrr..it's so frustrating! i had no idea...lordy...i should be telling people not to bother to learn to drive! lol

Looking forward to tonight Elixir?

 

I do not envy you H, trying to find insurance for your son. I hate it when mine comes up for renewal.

 

it's completely outrageous! i really had no idea..i knew it was bad, but there are so many kids on the roads round here, i thought it was easier to find the cheaper quotes..i guess not! lol...unless they're all driving uninsured!