If you've had a company car and been the main driver on it once you come off company car insurance the company can do u a letter to say how long you have been driving claim free etc and that should be accepted at your no claims bonus.
Hey, less of "the old biddie". I'm one of those, and I use Privilege as they gave me a good price when I had to replace my car after it was written off! I was only expecting £70 for scrap. I also "shop around" for cheap electricity- at the moment I am with a company called i-supply and they are much cheaper than many others. I look on-line, like many other "old biddies". You youngsters should have more respect!! I don't think you are the guy that I had a disagreement with on an earlier post about ageism, as you appear to be more intelligent. Enjoy Saturday. Cheers.
Yes, actually. Are open driving policies an optional extra, or included with fully comp for drivers of a certain age/experience?
You've still ignored my point. I'm an advanced driver. I took additional training and an advanced test to achieve that status. Statistically advanced drivers are something like 90% less likely to have an accident. But the insurers don't take any notice of this, many don't even have a box to tick to say you're an advanced driver. They go on about statistics of young drivers etc when it gives them an excuse to hike premiums up but when you demonstrate you're a low risk, they ignore you. They ask if you've had an accident in the last 5 years regardless of fault. And it increases your premiums even if you specifically state you were proven not to be at fault. If someone else hits you that increases your premiums. What the **** is that one about then? That's funny because I've had exactly that situation. I've had a renewal quote of over £1000 when the same company can offer more like £500 when I question it. You don't even need to haggle. You just ring them and ask why it's so high and suddenly it halves. You can't deny that they deliberately quote sky-high renewal prices until you pull them up on it. I've seen it first hand, and it's pretty much common knowledge. Christ how many times have I posted it now? I said in my first post that as a nation we swallow all the insurance PR crap and that's demonstrated by half the posts in the thread since then. I don't mind them charging a high risk driver more. It's the refusing to acknowledge low-risk drivers that pisses me off. See above part of my post for detail. I didn't say that all old people don't have the nouse to shop around, but that they prey on the ones who don't.
Whether you have passed your advanced test or not your age still makes you a high risk. Blame the useless young drivers who crash all the time
So even if I'm a proven low risk I'm a high risk? How can a factor such as age which sometimes means you're a poor driver, carry more weight than a proven certification which states you definitely aren't? Bollocks. It's clear they're only interested in recognising a high risk, when someone's a low risk they don't care. I know loads of young drivers who could with extra training but don't bother because it's not financially worth it, and who can blame them if it's just a waste of money? The insurance companies could increase the standard of driving on the road if they didn't take the piss.
Very funny. All that I remember was that he was not very popular on this forum, as he upset many people. It was ages ago and he showed no respect to his elders. In fact, he was a pain in the a**e! But then again, so am I!
A simllar situation exists in Australia. From arriving here in 1968 until 2000 I either drove my husband's private car, his company car, or for 15 years my company car. When I bought my first car in 2000 on retirement, my ex-company provided a letter to enable me to claim a full no claims bonus from my chosen insurance company.
As well as a driving licence, held for 8 years with no accidents or anything, I'm also the owner of a Cycling Proficiency certificate, obtained when I was 10. Quote Me Happy didn't take that into consideration, and I think it's a disgrace.
Fully comp is nothing to do with any driver policies. Fully comp is the level of cover you have, any driver is regarding who's insured to drive, they're 2 separate things
The stats from accidents show that young drivers are the cause of the majority of accidents irrespective of what courses they've taken. You can't expect insurers to tailor their ratings to just you PLT
I bet you're glad you started replying booted. Fair play for sticking at it. Any tips for getting car insurance for a 17 year old girl? Doesn't apply until early next year, but just trying to see if there's any thinking ahead to be done. Is there a quick way of gauging if a car's going to be reasonable for first time insurance. Some same models seem to differ on engine size, and the smaller's sometimes dearer. I've read that getting classic cars, such as a mini or a beatle's an option for lower insurance for first timers, and they should hold their value too?
I was under the impression that fully comp cover allowed you to drive another's car with 3rd party cover. Though I wasn't convinced so I haven't been doing.
