https://twitter.com/jhakner/status/283214681684967425/photo/1 Not sure it's very clear, but basically this article is a great read! i'll try and get better pics so you can read it!
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Nice one H - good to see a hack actually doing some research for once instead of trawling out the usual bollox..
Completely agree with the article, including the bit about the loan rule needing to be tightened up at some point. But not just yet