The liberal leader introduced "VANESSA" a lady in his constituency who came to him flooding in tears... her mortgage has just up by £500 WOW to have got a mortgage that would go up that much means it is a pretty big one ... so must be earning to have got it! £900,000 mortgage going up by 1% is about £450
But interestingly and probably quite a telling fact, is that Scots who now live in England (and who clearly know better) would be prevented from voting in any future indy referendum on Scotland by the SNP. I wonder why ?!
Dominic RAAB seems to be the latest fodder for the canons on the political front ..... cant but help think there is a movement going on to discredit a MP on a continuing basis. In this day and age of PC and lax parenting [ law enforced, 11th commandment, thou shalt not punish your offspring for doing wrong ] the younger generation jump on the band wagon for an easy life! I use a raised voice to grab a momentary few seconds of attention .. often works, and I respond to the same approach. [ NO WAY goes as far as to be misconstrued as bullying] Really weird how these things escalate, someone says I was ................! and then week by week others join the fray. It is surprising what we dont know / get told .... officially! ... for each case brought to attention of the media about x number of people involved in any final action is usually only a small % of those that make a claim to be part of it!
the stock market is getting back toward the mid SEPTEMBER figures which is good for Pension funds and some peoples savings! However what is also good for peoples savings is higher interest rates. Carefully chosen shares can [ have been ] better than simple savings rates from Building societies etc. One quick example put £5,000 into a building society 5 years ago and your return is quite poor = around £200 £250 [ if you left it untouched! ] Put your money in local local supermarket shares ..say Tesco and you can have an income [ or reinvest and gamble on shares going up when you need the money! so Jan 2018 you buy 2475 shares= £5,000. and dividends [ paid not reinvested of just short of £1000 ] there was also a special dividend of circa £900 ! shares would currently be around £700 more [ 5700 ] My point here is now we are going to experience " what life is all about" .. reality! Nothing is cheap, you get what you pay for, you get rewarded for your efforts and failure to look after yourself leads to pain! There is at least 5 + regulars on here that are over 70 or close to it born before the queen, E11R was crowned so have gotten tothis point with a wealth of experience and a wry smile maybe of " I did I my way" and seen it all before. Sad thing is since 1990 we have really entered the age of throway and a cheapening of most things so a whole generation has grown up with an attitude of "freebieism" .. a large proportion of the generation knowing nothing about real budgeting or hardship ... just borrow out of the crisis etc Sai it loads of times everything goes in cycles economy, savings, cost of things .... financial crisis' etc .......is NOW different? yes it is a "perfect storm of reality" driven by fear of not being able to support a lifestyle of the past 15 yeas or so "strikes for more money" look to be the easy way out ... they are not ... ROYAL MAIL to many employee's now because a dozen or more companies now do "post" and small parcels. Royal mail take on deliveries for these but at basically cost as the alternative postal companies have all the profit!SO STRIKE FOR MORE MONEY ... great some of you will get it till you retire a lot will will not as redundancies will follow! Nurses ... £37k a year and cant live on it.... really! well I do happen to think nurses should be paid a wage that reflects the work [ and risk ] they may take but really 19% or more ! I would say maybe £3000 per annum more and maybe a bit more for starters paid on qualification and 2 years service. NHS pays over £1k a shift for a nurse from agency [ might be per week? ] and where do they come from? Trained by NHS ............. Like dentists GET TRAINED go into private sector ... waited 3 years for one in my local surgery! INFLATION seen it all before ... new generation new experience looming ... man up! and get wise
International Distributions Services plc Royal Mail plc has been renamed 'International Distributions Services plc' The postal and delivery services group has two operating businesses: Royal Mail in the UK offering letter and parcel services; and international delivery business GLS which currently operates across 40 countries and nation states. https://www.printweek.com/news/article/new-name-for-royal-mail-plc-holdco
19 years old, my second child was born in 1968 year of the flood... worked at St Annes and they temporarily put me down on next pay grade as I was a trainee nearing end of my training ... In laws paid the £50 deposit as it was a new build ........
on my recent journey northas soon as we crossed the border we started counting wind turbines, doing just 60 mph not so difficult, on a 3 lane motorway with minimal traffic. the100 miles from Carlisle to Glasgow yielded 1200 counted in approx groups of 5 .. as far as the eye could see. not perfect but 3 photos we took of some pretty dense installations which totaled we thought / we claimed were 74 was actually 87! our SW IS JUST ABOUT 300 + mwatts please log in to view this image
the above is in response to Shapps declining to put more on shore. I must admit it does sort of look less "in your face" the turbines we saw when you compare to the cornish ones! but none seem to be that close to the road [ M74 ]
The industrial action has been prompted by soaring prices - inflation is running at more than 11% a year - meaning workers are being squeezed as living costs rise faster than wages. Many workers are now calling for pay increases in line with the higher cost of living, Energy and food prices have been rising since last year because of the war in Ukraine and the impact of the Covid pandemic. PMQ's was interesting ... KS again a bit battered from 2 fronts subjects like pickets, Brexit, schools and what labour handed over after last CHANGE OF PARTY. Strike action and picket lines alonf with KS unwavering support of his paymasters was hitting the nerve endings as KS grimmaced when mentioned. RS stated how the .gov could not pay a 19% payrise to nurses and challenged KS to explain how he would seeing as he was all for it! Housing KS totally slammed on this one not something you hide ... how many houses built as stated since the 100 year low of the last labour government 12 or so years ago "UK HAS BUILT RECORD NUMBERS" INFLATION everyman and his dog now jumping on the band wagon with strikes for more money. Ok I AM NOT AGAINST A PAYRISE TO CONTRIBUTE TOWARD A RISING COST, When working as employed as opposed self employed I expected and sometimes got a pay rise maybe 2 % +/- [nearly] always below inflation so what gives now with the "we want x% above inflation!" that leads to more inflation so a lower living standard.! Also when inflation recedes like the driving factors become less do they then have a pay review and say OK inflation now only 4% so we need to reduce your pay by 8% because we paid you that to combat the higher prices which are now lower?!..... I cant afford my mortgage ... OK CONTACT BUILDING SOCIETY ask them to reappraise it, off set interest and pay for a few more years . In the past it happened, you take out a 25 year term, interest go up/ lose job etc .. Building society says OK pay x amount and we will carry forward the non payment and add to end so you finish up with a potential 30 year or less term. In the event toward the latter stages you may find you can pay more maybe an extra 5-10% of your monthly so the term drops dramatically .... I finished mine 4 years early as I paid over my scheduled monthly payment .............. [ my second full mortgage by the way ] Bite the bullet people get tough see the light dont get dragged along by the lazy or wimps...
From 2011 - 2021 the population in England and Wales grew by supposedly 350,000 a year. I don't believe that figure at all, we're just fed what the government think we'll accept. Anyway we could have a good guess why it's grown by whatever figure. In the Norton/Radstock area it's a continual increase in building housing estates and I'm pissed off to the back teeth with further plans in the next 5 years to concrete over numerous green fields. You only have a car breakdown and the place is gridlocked. Sort out migration and I wonder whether we'd need to drown green fields in concrete. Sorry Rod. I've been in contact with JRM and DN - platitudes, platitudes. JRM in particular seems to be scared witless to come out with his true feelings. Norris is just useless, as long as his dog is in any picture, he's happy. Lions led by donkeys.
there is enough brown field sites to commit to housing plans for 5 years. but often developers cant afford them, instead they buy up green fields often years in advance and then put in for affordable housing that is anything but affordable [ rules on it based on local rents etc ]
Using green field sites for new housing, to cope with a population that's exploded, not because of the British people themselves, but because various British Governments starting with Labour under Blair and the Open Borders policy, have allowed our population to grow, unchecked, by 10 million or more in the last 20 years with immigrants, is a national disgrace. Now we have the white British in decline. Lack of houses - Governments fault Gridlocked roads - Governments fault All public services stretched beyond breaking point - Governments fault No prison spaces - Governments fault Insufficient school places - Governments fault Energy Crisis - Governments fault We've become a weak laughing-stock in the eyes of every other country, whether it's our pathetic response to immigration, or allowing domestic terrorists like Just Stop Oil to interfere with innocent people's lives while the Police don't do their jobs and get rough/tough and lock up these idiots and the courts don't fine them £20k a time.
How many 19 yr olds are even able to contemplate buying their own homes now?, not many I’d wager, out of interest look up your first house and check how much it would cost now.
My first house was a 3-bed terrace in Wellington Crescent, Horfirld Common. I paid £29,950 for it in 1983. I was 29 at the time and in a decent job; I was actually able to get a 100% mortgage. It sold in June 2021 for £450,000!! It has obviously been extended as it’s now 4-bed, but it’s still an ordinary terraced house!!!
£200,000+ had I still been there and sold it now it would be a gain on purcchase price of over £ 197k+ .........---.......... my current house second one, was £32 /34, 000 or close! single person earning, so before my meeting my wife, and now worth £335k recent valuation. Didnt get anything out of first one. part of the divorce settlement ....... my youngest daughter bought her house at age 22 for £87,000 now worth £200,000 +
When looking to buy my first house I had 4 on shortlist Whitchurch/Stockwood/Keynsham £3100 -£3400 and a cheaper one in Clifton with a basement and attic + 2 floors the road down from Royal York Cresent @£2, 900 probably about £800k????
