Off Topic Clarky does one

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I'm hoping to retire by 40(6 years away). That's if my investments come good.

Good luck! I went semi retired in March 2020 aged 43, covid / lockdowns kicked in, I got bored / frustrated, I hated it. I’m now back working 3 or 4 days a week.
Retirement didn’t work for me. I think I needed more hobbies that didn’t involve alcohol lol…lockdown didn’t help too!!

I hope you have a better experience mate