Off Topic The Burly Arms

****s

 

Beauty down here today

Surf in the morning and surf in the evening with the little un

happy days

 

do some work you lazy ****er

 

Work tomorrow coz it's raining.

Benefits of being self employed

 

the benefits of self employment is not paying proper rates of tax & NI hth

 

That too

 

my old man hated the VAT man more than anything else known to man .

 

Tbf I pay my tax. My business doesn't make enough to pay VAT, but it means I can't claim the VAT back on any business expenses.

I pay my NI too, voluntary contributions. But I don't have a private pension, so if there's any such thing as a State pension left by the time I reach retirement age, I'd like to be eligible !

 

have you requested a pension forecast and if not do so .
https://www.gov.uk/check-state-pension

 

Yeah done that. It's a meagre amount. But I can live on it.

As long as it's increased alongside inflation. I don't reach retirement age for another 20 years yet !

 

I requested my state pension forecast several years back, because my stamp was all paid up, I thought it was quite reasonable for a state pension. It said I was in the higher band or something, whatever that means.

 

Meagre, what the fook you expecting from a state pension?

 

Dom Perignon every day mate

 

Sorry mate, you can't expect the state to accomodate a lifestyle that you might be accustomed to, so I'd look after the £3k bike if I was you, you might need a shopping basket on the front of it in 20 years time.

 

as BRB said what the **** were you expecting .

PS was the meagre amount what you have earned so far or your forecasted final amount .

 

I'll be foraging for seaweed and carrying it on my basket on the front mate

 

I wasn't expecting anything other than that mate

 

I’m ****ed, it’ll barely cover the cost of the gardener ffs.

#badtimes

 

I feel your pain bro.

I might have to carry on selling vegan **** for a few more years yet.