It's streamlining like every other retailer on the High St. M&S already have online capability. Next day deliver £4.99.
No idea. I would guess whoever you already bank with, ie where your wages are paid into. Then you can set up a direct debit to pay the CC off each month.
It don't work like that.. I pay for my account ffs... I'm like a new starter, only with money....but have to tread carefully.....
Don't get what you mean, is it one of those accounts, where you get travel and mobile insurance, that you are paying for?
No, it's a basic account, pays all my direct debuts etc... But i can only spend what i put onto my card...
Like i said mate, i only want to try and build a bit of credit score. Myself and banks Although after this time i should be clear.
I never used to have a credit card. But once airlines and tour companies started to going under, I thought fook this, need to protect myself. Hence I just feel safer with the security of a credit card, which I only use for online purchases. Which just happens to be, most things these days, since March.
Comm, just get them to stick a limit on a credit card, say £2k. Get them to help you to set up a monthly direct debit, which will automatically pay it off, so there is no risk to them....well unless you clean out your current account, but that's just a minor detail. The only thing you can't get on a CC is currency exchange, otherwise you will be charged for it. Pay your CC off monthly on time via DD, no charge.