Off Topic The Burly Arms

Too many variables to hang your hat on the market going into free fall. It’s all about demand and whether it’s there. I think demand will be high. As people that are isolated may want to move nearer civilisation and vice versa people in the cities will want more space. I reckon there may be a flood of flats hitting the market. But I also don’t think the supply of property will be there as there will be large proportion of people that will be scared having strangers in their house.

also we still don’t know that for lending whether furlough money will form the calculation for lending criteria. If so high earners lending ability will be reduced, so there may be a 3 month lag of people to be back on full pay.

Then we have surveyors down valuing because no one knows what’s going to happen. How many businesses will fold and make redundancies. If it is mainly retail and hospitality I don’t think it will have a bearing as they don’t buy houses.

Some lenders are still offering 90%ltv some have reduced the minimum to 75% ltv.

if you have plenty of equity in your house what the market does is irrelevant as you just move within the market and if you’re upsizing and the market drops 5% it will work in your favour long term when the market rises.

will be interesting the next few weeks to see what demand and supply is like. A number of agents still haven’t opened.

 

I'm renting so a bit different for me. Won't be doing any virtual viewings though so not sure how easy that'll be at this stage.

 

Paddling in the rockpools innit

 

Got scared by a crab and ran back to dry land.

 

Trying to give up smoking.


It's ****. Really ****ing ****.

 

Just smoke. It helps prevent coronavirus. Give up after.

 

You managed it with the drink

 

Never tried, don't like disappointing myself.

 

In a queue.

 

Man Utd fan in Lidl, club top and matching face mask.

 

I saw a full kit ****er in a queue last week. Everton fan. Very odd for this part of town

 

@luvgonzo

Sky Arts tonight at 10.30.

 

immediately thought ,since it was Luv you had tagged ,that it must be Nick Cave and lo & behold

 

Here again today. Feeling very lucky to have this place close by.

 

So you want us to believe that you are a gnarly, extreme surfer dude, but you can’t even be arsed to get out of the car to take a photo.
PFFFT

 

i just took it that he thought he was lucky to have a car .

 

More of a concern is that the ****er is sitting in the back ... can't drive

 

Is it the Austin City Limits gig?

 

Oh it's the Copenhagen gig, nice one @Chief

 

It's a van.