****ers, they **** up and then expect you to do all the work trying to retrieve your cash that THEY lost.
Where in Brum, I will see if I can find a carpark to meet the Fraudster for a fight. If I win do I get to keep the phone. PS tell your work chum (yourself?) not to be a clot in future
They were very apologetic in the end, turns out someone had ****ed up with a typo and their colleagues tried covering the **** up by shifting the responsibility back to me, which went against their protocols and was obviously the wrong message. Make you wonder how many times that’s happened and some mug has just said Ok then, and been left holding the baby.
No not me, I don't sell anything online and have **** phones that are not worth much (it was a phone he sent £400 Iphone).
If he used Royal Mail Special Delivery, it's insured. So either it's lost, in which case he claims, or he has an address and signature. Don't ever use Recorded Delivery, it's usless.
Actually tons of businesses do providing you have an account with them. Invoices get issued for all the goods taken at the end of the month.
If you have a credit account they do yeah, like if you are a builder, and you have an account with a builders mechant. Or like my missus, when I made the stupid mistake of letting her get a Next Store card
Couple of things about this. For a personal bank account you have an automatic online transaction limit [per transaction] of £20k - £30k, depending on which bank you're with. For a business account it's as high as £250k per transaction requiring no security checks. You must know what your limit is and if you weren't exceeding it in the transfer payment you were making, the bank shouldn't have rung you. I can't think of any scenario where the bank would manually enter any details for an online payment. Someone's been messing you around for no good reason. Given their attitude towards you, I'd switch banks asap.
It was a lot less than £20k and they’ve queried online transactions as little as £15 in the past so what you’re saying there obviously isn’t industry standard. I don’t have a formal limit either. I’ve no idea why they overrode the online details I’d entered either, and neither did they, it was a complete **** up.
He's still dealing with it. He emailed the contact he had who'd not paid him and told him he'd reported it to the Police and the cheeky ****er replied saying he's also reported that he'd sent him an empty box to the Police.
I've never heard of a bank querying an online bank transfer before, an online credit card transaction, yes multiple times. There are rules governing this and everyone with an online bank account has an automatic transaction limit. If you don't know yours, check here http://www.fasterpayments.org.uk/about-us/personal-transaction If I were you I'd check the small print in your online banking agreement so that you are well prepared if it happens again.
They’ve queried numerous debit not credit card transactions. They send a text asking you to call to authorise. They’ve also queried virtually every online bank transfer that I’ve made to a foreign account.
You're friend is ******ed! Still can't get over that. Rule No. 1 when selling online, don't ship anything until you receive payment in full.