My boss never put my timesheet in for the last five days I did offshore at the start of the month, so when my rent and all my bills came off I went ÃÆÃâÃâ ââ¬â¢ÃÆââ¬Â âââ‰â¢ÃÆÃâÃââÃÆââââ¬à ¡ÃâìÃÆââ¬Â¦ÃâáÃÆÃâÃâ ââ¬â¢ÃÆââââ¬Å¡Ã¬Ãâ¦Ã¡ÃÆÃââââ¬à ¡ÃÆââ¬Å¡Ãâã200 into my overdraft. ****ing ripping because I'm trying to stay in the black to get my credit rating up. It means I'll get paid for 12 days next Friday, but that's not the ****ing point.
He's just a dozy **** who they've given too much work to. Still bang out of order, I could have desperately needed that money. Brum - Cheers, didn't realise that. I know **** all about banking and the like, just trying to get my credit rating better as fast as possible. So far it's gone up by 120 something points in a year.
Venom in truth its only really loans & credit cards banks notify the credit agencies about. If they contact them about your current account it'll be if you go overdrawn when you don't have that facility set up with your account - unauthorised overdraft, you will get x amount of days to bring it to zero balance or they will put a charge on. After so many days they will contact credit raring agencies for that. If you want to up your credit rating store cards & the like are the best way of doing it in practical terms. If you need trainers get to JD Sports open a card & pay the balance as soon as they send you the bill. Keep using different shops & their store cards to get things you need on credit & simply pay it off straight awa & cancel the cards.
Cheers Brum, like I said; I'm clueless about fianance and just try and keep it simple so I don't end up in debt again (I'm totally debt free apart from my student loan) I need some stuff for a holiday so might do it a debenhams and the like for all the ****ty bits I need for that.
